Harford County property record for 403 Berkshire Ct, Joppa, MD 21085
| Property Type | Townhouse |
|---|---|
| Details | 2.5 ba · 1,408 sqft · built 1977 |
| Lot Size | 0.148 acres (6,438 sqft) |
| Owner | Individual Name on File |
| Last Sale | $174,000 (Jul 2017) |
| Tax Bill | $2,479 (2026) |
| Deeds & Mortgages | Oct 2020 Mortgage Jul 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-123416 |
| Primary APN | 01-123416 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,408 sqft Total Area |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 6,438 sqft (0.148 acres) |
| Lot Dimensions | 116 ft deep x 85 ft wide |
| Deck Area | 80 sqft |
| Patio Area | 260 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 123416 |
|---|---|
| Street Address | 403 BERKSHIRE CT |
| City | JOPPA |
| State | MD |
| Zip | 21085-4717 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R3 |
| Legal Description | LT 111A 26/85X116 403 BERKSHIRE COURT JOPPATOWNE S6 P5 P 24/64 |
| Legal Subdivision | JOPPATOWNE |
| Legal Block | 72 |
| Legal Lot Number | 111A |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 1, ABINGDON |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 301402 |
403 Berkshire Ct, a townhouse, is owned and occupied by an individual who bought it in July 2017.
Source: Harford County records, as of August 25, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 403 BERKSHIRE CT, JOPPA, MD 21085-4717 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 29, 2020 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Jul 20, 2017 | Deed, Transfer · FHA Mortgage FIDELITY DIRECT MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 20, 2017 · Amount on File |
| Deed Sale | Jul 20, 2017 · Amount on File |
| Deed Document Number | 201712434-0203 |
| Deed Book / Page | 12434 / 203 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 403 BERKSHIRE CT, JOPPA, MD 21085-4717 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0142210454 |
|---|---|
| Date | Oct 29, 2020 |
| Book Page | 14221/454 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 322 Months |
| Due | Aug 1, 2047 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Jul 20, 2017 |
| Property Address | 403 BERKSHIRE CT, JOPPA, MD 21085-4717 |
| Document Number | 0124340203 |
| Book / Page | 12434 / 0203 |
| Map Reference | MB HDC24 FO64 |
| Instrument Date | Jun 29, 2017 |
| Instrument | 12434-0203 |
| Transaction Type | Transfer |
| Record Updated | Aug 3, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,875.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 403 BERKSHIRE CT, JOPPA, MD 21085-4717 |
| Document Number | 124340209 |
|---|---|
| Date | Jul 20, 2017 |
| Instrument | 12434-0209 |
| Name | FIDELITY DIRECT MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2047 |
The 2026 property tax bill for 403 Berkshire Ct was $2,479, up 10.7% from the year before.
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,479.00 (+10.67%) | $227,533 | $238,500 Land $55,100 Building $183,400 |
| 2025 | $2,240.00 | ||
| 2023 | $197,300 | $205,600 Land $55,100 Building $150,500 | |
| 2022 | $2,059.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 403 Berkshire Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 403 Berkshire Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 90% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures