404 Arthur St, Umatilla, OR 97882 Property Records

Umatilla County property record for 404 Arthur St, Umatilla, OR 97882

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,592 sqft · built 2023
Lot Size	0.194 acres (8,455 sqft)
Owner	Company Name on Record
Tax Bill	$4,532 (2025)
Deeds & Mortgages	Mar 2024 Sale & Mortgage Oct 2023 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`5N2818DC03800`

Property Details

APN / Parcel Number

Primary APN	`5N2818DC03800`
Alternative APN	`170513`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,592 sqft Living Area
Gross Area	3,090 sqft
1st Floor Area	1,126 sqft
2nd Floor Area	1,466 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2024
Lot Area	8,455 sqft (0.194 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	170513
Street Address	404 ARTHUR ST
City	UMATILLA
State	OR
Zip	97882-0019
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	REPLAT OF MCCLANNAHAN SUMMIT: PHASE 1 & 2 LOT: 36
Legal Range	28
Legal Township	05N
Legal Section	18
Legal Subdivision	REPLAT OF MCCLANNAHAN SUMMIT: PHASE 1 &
Legal Phase	1-2
Legal Lot Number	36
Jurisdiction	UMATILLA OR
Township / Civil Division	HERMISTON-UMATILLA
Census Block Group	3
Census Block	3030
Census Tract	950900

Owner

Source: Umatilla County records, as of April 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	339 SW SCALEHOUSE CT, 110, BEND, OR 97702-1586
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2024	Warranty Deed, Subdivision Related Transfer · FHA Mortgage AXIA FINANCIAL LLC
Oct 23, 2023	Warranty Deed, Construction Loan · Construction Mortgage M & T BANK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Jun 8, 2026

March 2024: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	UMATILLA OR
Recording Date	Mar 15, 2024
Property Address	404 ARTHUR ST, UMATILLA, OR 97882-0019
Document Number	20240001677
Instrument Date	Mar 6, 2024
Instrument	2024-0001677
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 25, 2024
Title Company	AMERITITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 ARTHUR ST, UMATILLA, OR 97882-0019

Mortgage

Document Number	20240001678
Date	Mar 15, 2024
Instrument	2024-0001678

Lender

Name	AXIA FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

October 2023: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	UMATILLA OR
Recording Date	Oct 23, 2023
Property Address	404 ARTHUR ST, UMATILLA, OR 97882-0019
Document Number	20230007362
Instrument Date	Oct 20, 2023
Instrument	2023-0007362
Transaction Type	Construction Loan
Record Updated	Mar 8, 2024
Title Company	WESTERN TITLE & ESCROW

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	339 SW SCALEHOUSE CT # 110, 110, BEND, OR 97702-1586
Investor	Possibly a Property Investor

Mortgage

Document Number	20230007363
Date	Oct 23, 2023
Instrument	2023-0007363

Lender

Name	M & T BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	18 Months
Due	Apr 18, 2025

Tax Assessment & Valuation

Source: Umatilla County assessment roll, as of March 11, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Umatilla County
Municipality	Umatilla City
Unified School District	Umatilla School District 6 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,532.00 (+6,564.71%)	$280,340 (+6,213.96%) Land $39,110 Building $241,230	$479,950 (+9,919.83%) Land $66,000 Building $413,950
2023	$68.00	$4,440 Land $4,440	$4,790 Land $4,790

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · lower than 72% of Oregon
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blue Mountain Net Fiber · Fixed Wireless · Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, PDTFast.net.

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