403 Arthur St, Umatilla, OR 97882 Property Records

Umatilla County property record for 403 Arthur St, Umatilla, OR 97882

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,800 sqft · built 2024
Lot Size	0.169 acres (7,362 sqft)
Owner	2 Individual Names on Record
Last Sale	$379,997 (Aug 2024)
Tax Bill	$3,763 (2025)
Deeds & Mortgages	Aug 2024 Sale & Mortgage Jan 2024 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`5N2818DC04700`

Property Details

APN / Parcel Number

Primary APN	`5N2818DC04700`
Alternative APN	`170522`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,800 sqft Living Area
Gross Area	2,220 sqft
1st Floor Area	900 sqft
2nd Floor Area	900 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2025
Lot Area	7,362 sqft (0.169 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	170522
Street Address	403 ARTHUR ST
City	UMATILLA
State	OR
Zip	97882-0027
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	REPLAT OF MCCLANNAHAN SUMMIT: PHASE 1 & 2 LOT: 45
Legal Range	28
Legal Township	05N
Legal Section	18
Legal Subdivision	REPLAT OF MCCLANNAHAN SUMMIT: PHASE 1 &
Legal Phase	1-2
Legal Lot Number	45
Jurisdiction	UMATILLA OR
Township / Civil Division	HERMISTON-UMATILLA
Census Block Group	3
Census Block	3030
Census Tract	950900

Owner

Source: Umatilla County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	403 ARTHUR ST, UMATILLA, OR 97882-0027
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Aug 9, 2024	Warranty Deed, Subdivision Related Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Jan 10, 2024	Warranty Deed, Transfer · Line of Credit M & T BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 9, 2024 · Amount on Record
Deed Sale	Aug 9, 2024 · Amount on Record
Deed Document Number	20245476
Record Updated	Sep 20, 2026

August 2024: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	UMATILLA OR
Recording Date	Aug 9, 2024
Property Address	403 ARTHUR ST, UMATILLA, OR 97882-0027
Document Number	20240005476
Instrument Date	Jul 24, 2024
Instrument	2024-0005476
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 31, 2026
Title Company	AMERITITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	403 ARTHUR ST, UMATILLA, OR 97882-0027

Mortgage

Document Number	20240005477
Date	Aug 9, 2024
Instrument	2024-0005477

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2054

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UMATILLA OR
Recording Date	Jan 10, 2024
Property Address	403 ARTHUR ST, UMATILLA, OR 97882-0027
Document Number	20240000224
Instrument Date	Jan 9, 2024
Instrument	2024-0000224
Transaction Type	Transfer
Record Updated	Mar 31, 2026
Title Company	AMERITITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	389 SW SCALEHOUSE CT STE 110, 110, BEND, OR 97702-3241
Investor	Possibly a Property Investor

Mortgage

Document Number	20240000225
Date	Jan 10, 2024
Instrument	2024-0000225

Lender

Name	M & T BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	18 Months
Due	Jul 5, 2025

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Umatilla County assessment roll, as of March 11, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Umatilla County
Municipality	Umatilla City
Unified School District	Umatilla School District 6 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,763.00	$232,730 Land $39,030 Building $193,700	$400,100 Land $66,000 Building $334,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · lower than 72% of Oregon
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blue Mountain Net Fiber · Fixed Wireless · Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, PDTFast.net.

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