Lyon County property record for 404 5th St, Lester, IA 51242
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,560 sqft · built 1969 |
| Lot Size | 0.327 acres (14,247 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $65,000 (Jul 1991) |
| Tax Bill | $2,702 (2024) |
| Deeds & Mortgages | Jan 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 370000010700000 |
| Primary APN | 370000010700000 |
|---|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,560 sqft Living Area |
| Basement Area | 1,560 sqft |
| Finished Basement | 780 sqft |
| Game Room | Game Room |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1969 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 14,247 sqft (0.327 acres) |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 140 sqft |
| Patio Area | 228 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Street Address | 404 5TH ST |
|---|---|
| City | LESTER |
| State | IA |
| Zip | 51242-7729 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SINGLE-FAMILY DWELLINGS |
| Legal Description | HARMS SUBDIV LOT 3, W1/2 LOT 2 & E 12' LOT 4, BLK 1 |
| Legal Block | 1 |
| Legal Lot Number | 2-4 |
| Jurisdiction | LYON IA |
| Township / Civil Division | LARCHWOOD |
| Census Block Group | 1 |
| Census Block | 1059 |
| Census Tract | 950300 |
Source: Lyon County records, as of October 9, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 118, LESTER, IA 51242-0118 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 26, 1991 · Amount on Record |
| Deed Sale | Jul 26, 1991 · Amount on Record |
| Deed Document Number | 0000313772 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LYON IA |
| Property Address | 404 5TH ST, LESTER, IA 51242-7729 |
| Transaction Type | Mortgage |
| Record Updated | Mar 9, 2022 |
| Name | Verified Name |
|---|
| Document Number | 02022/0223 |
|---|---|
| Date | Jan 28, 2022 |
| Book Page | 2022/0223 |
| Instrument | 2022 0223 |
| Name | WELLS FARGO BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Feb 1, 2032 |
| Rate Type | Fixed Rate |
|---|
Source: Lyon County assessment roll, as of May 1, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Lyon County |
| Municipality | Lester City |
| Unified School District | West Lyon Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $266,500 (+20.06%) Land $14,950 Building $251,550 | $266,500 (+20.06%) Land $14,950 Building $251,550 | |
| 2024 | $2,702.00 (+38.14%) | ||
| 2023 | $221,970 (+30.33%) Land $14,950 Building $207,020 | $221,970 (+30.33%) Land $14,950 Building $207,020 | |
| 2022 | $1,956.00 Homeowner's exemption | $170,310 Land $14,950 Building $155,360 | |
| 2021 | $170,310 Land $14,950 Building $155,360 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 23, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 68% of Iowa |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LESTER WATER SUPPLY serves 296 people · EPA ID IA6055077 |
|---|---|
| Water Source | Purchased groundwater from LYON-SIOUX RWS-BIG SIOUX |
| Last State Inspection | Feb 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Alliance Communications Cooperative Fiber | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
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