Lyon County property record for 403 5th St, Lester, IA 51242
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,448 sqft · built 1977 |
| Lot Size | 0.298 acres (13,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $165,000 (Jul 2021) |
| Tax Bill | $2,522 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Jul 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 370000012500000 |
| Primary APN | 370000012500000 |
|---|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 1 Story |
| Building Area | 1,448 sqft Living Area |
| 1st Floor Area | 1,448 sqft |
| Basement Area | 1,448 sqft |
| Finished Basement | 699 sqft |
| Unfinished Basement | 1,448 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 13,000 sqft (0.298 acres) |
| Lot Dimensions | 130 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 676 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 24 sqft |
| Patio Area | 280 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Electric |
| Water Source | Commercial |
| Street Address | 403 5TH ST |
|---|---|
| City | LESTER |
| State | IA |
| Zip | 51242-7729 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SINGLE-FAM |
| Legal Description | F & D SUBDIV LOT 2 |
| Legal Subdivision | F & D SUB |
| Legal Lot Number | 2 |
| Jurisdiction | LYON IA |
| Township / Civil Division | LARCHWOOD |
| Census Block Group | 1 |
| Census Block | 1054 |
| Census Tract | 950300 |
403 5th St is owned and occupied by two individuals who bought it in July 2021.
Source: Lyon County records, as of April 2, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 403 5TH ST, LESTER, IA 51242-7729 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN STATE BANK |
| Jul 19, 2021 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN STATE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 19, 2021 · Amount on File |
| Deed Sale | Jul 19, 2021 · Amount on File |
| Deed Document Number | 20212250 |
| Deed Book / Page | 2021 / 2250 |
| Prior Transfer Date | Feb 3, 2021 |
| Prior Transfer Doc | 0000000374 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LYON IA |
| Property Address | 403 5TH ST, LESTER, IA 51242-7729 |
| Transaction Type | Mortgage |
| Record Updated | Jun 1, 2023 |
| Name | Verified Name |
|---|
| Document Number | 02021/3501 |
|---|---|
| Date | Nov 22, 2021 |
| Book Page | 2021/3501 |
| Instrument | 2021 3501 |
| Name | AMERICAN STATE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Dec 1, 2036 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LYON IA |
| Recording Date | Jul 19, 2021 |
| Property Address | 403 5TH ST, LESTER, IA 51242-7729 |
| Document Number | 02021/2250 |
| Book / Page | 2021 / 2250 |
| Instrument Date | Jul 15, 2021 |
| Instrument | 2021 2250 |
| Transaction Type | Transfer |
| Record Updated | Jun 1, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $263.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1227 DOVE AVE, LARCHWOOD, IA 51241-4014 |
| Document Number | 02021/2253 |
|---|---|
| Date | Jul 19, 2021 |
| Book Page | 2021/2253 |
| Instrument | 2021 2253 |
| Name | AMERICAN STATE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Aug 1, 2046 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 403 5th St was $2,522 with a homeowner's exemption.
Source: Lyon County assessment roll, as of October 10, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Lyon County |
| Municipality | Lester City |
| Unified School District | West Lyon Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,522.00 Homeowner's exemption | $248,660 Land $14,400 Building $234,260 | $248,660 Land $14,400 Building $234,260 |
| 2024 | $2,522.00 | ||
| 2023 | $207,350 (+31.25%) Land $14,400 Building $192,950 | $207,350 Land $14,400 Building $192,950 | |
| 2022 | $1,806.00 Homeowner's exemption | $157,980 Land $14,400 Building $143,580 | |
| 2021 | $157,980 Land $14,400 Building $143,580 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 403 5th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 23, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 403 5th St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 68% of Iowa |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Alliance Communications Cooperative Fiber | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
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