Park County property record for 404 4th St, Gardiner, MT 59030
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,344 sqft · built 1993 |
| Lot Size | 0.172 acres (7,492 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,675 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | R4914184 |
| Primary APN | R4914184 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,344 sqft Living Area |
| 1st Floor Area | 1,344 sqft |
| Basement Area | 1,344 sqft |
| Unfinished Basement | 1,344 sqft |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,492 sqft (0.172 acres) |
| Garage Type | Mixed |
| Garage Area | 384 sqft |
| Parking Spaces | 3 Parking Spaces |
| Deck Area | 48 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Account Number | 0000045600 |
|---|---|
| Street Address | 404 4TH ST |
| City | GARDINER |
| State | MT |
| Zip | 59030-7764 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 2 |
| Legal Description | GARDINER ORIGINAL TOWNSITE, S23, T09 S, R08 E, BLOCK 18, LOT 9 - 11, ACRES 0.172 |
| Legal Range | 08E |
| Legal Township | 09S |
| Legal Section | 23 |
| Legal Subdivision | GARDINER ORIGINAL TOWNSITE |
| Legal Block | 18 |
| Legal Lot Number | 9-11 |
| Jurisdiction | PARK MT |
| Township / Civil Division | GARDINER-COOKE CITY |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 500 |
404 4th St is owned and occupied by two individuals who acquired it in November 1989.
Source: Park County records, as of September 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 416, GARDINER, MT 59030-0416 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 1, 1989 |
| Deed Sale | Nov 1, 1989 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 404 4th St was $1,675 with a homeowner's exemption, down 3.2% from the year before.
Source: Park County assessment roll, as of September 14, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Park County |
| Elementary School District | Gardiner Elementary School District (PK - 08) |
| Secondary School District | Gardiner High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,675.00 (-3.24%) Homeowner's exemption | $786,900 (-) | |
| 2025 | $1,731.00 | $786,900 | $786,900 Land $264,155 Building $522,745 |
| 2023 | $2,430.00 | $602,100 | $602,100 Land $215,764 Building $386,336 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 404 4th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1997) |
| Most Recent Claim | Jun 1997 · Severe Storms,ice Jams, Snow Melt, Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 404 4th St is high, ranking above 72% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 72% of the US · above 54% of Montana |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GARDINER PARK CO WATER DIST serves 700 people · EPA ID MT0000224 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2024 |
| Lead | 2 ppb (2015–2017) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Wisp West Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Yellowstone Media Design Fixed Wireless | 50 / 50 |
| CenturyLink DSL | 10 / 1 |
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