401 4th St, Durant, IA 52747 Property Records

Cedar County property record for 401 4th St, Durant, IA 52747

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 1,194 sqft · built 1909
Lot Size	0.331 acres (14,418 sqft)
Owner	2 Individual Names on File
Last Sale	$88,500 (Sep 2009)
Tax Bill	$1,836 (2026)
Deeds & Mortgages	Apr 2006 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`040016363550010`

Property Details

APN / Parcel Number

Primary APN	`040016363550010`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,194 sqft Living Area
Attic	Attic
Attic Area	268 sqft
Basement Area	812 sqft
Unfinished Basement	812 sqft
Flooring	Hardwood
Interior Walls	Plaster

Exterior

Year Built	Built 1909
Effective Year Built	Effective 1909
Exterior Material	Composition/Composite
Construction Type	Frame
Foundation Type	Block
Roof Type	Hip
Roof Material	Asphalt
Lot Area	14,418 sqft (0.331 acres)
Garage Type	Detached
Garage Area	648 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	132 sqft
Patio Area	388 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard

Location & Zoning

Street Address	401 4TH ST
City	DURANT
State	IA
Zip	52747-9703
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DURANT W 1/2 L4 & ALL L5 BLK 58
Legal Block	58
Legal Lot Number	4
Jurisdiction	CEDAR IA
Township / Civil Division	FARMINGTON
Census Block Group	3
Census Block	3016
Census Tract	450400

Owner

401 4th St is owned and occupied by two individuals who bought it in September 2009.

Source: Cedar County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	401 4TH ST, DURANT, IA 52747-9703
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 23, 2009 · Amount on File
Deed Sale	Sep 23, 2009 · Amount on File
Prior Sale	Apr 28, 2006 · Amount on File
Deed Document Number	20093501
Deed Book / Page	966 / 297
Record Updated	Oct 29, 2026

April 2006: Legal Action/Court Order, Foreclosure

Document Type	Legal Action/Court Order
Jurisdiction	CEDAR IA
Recording Date	Apr 28, 2006
Property Address	401 4TH ST, DURANT, IA 52747-9703
Document Number	000787/168
Book / Page	787 / 168
Instrument Date	Apr 17, 2006
Instrument	2006 1742
Transaction Type	Foreclosure
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$114.40
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	401 4TH ST, DURANT, IA 52747-9703

Mortgage

Document Number	0020061743
Date	Apr 28, 2006
Instrument	2006 1743

Lender

Name	QUAD CITY BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2036

Tax Assessment & Valuation

The 2026 property tax bill for 401 4th St was $1,836 with a homeowner's exemption.

Source: Cedar County assessment roll, as of March 13, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Cedar County
Municipality	Durant City
Unified School District	Durant Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,836.00 Homeowner's exemption	$136,010 (-) Land $24,480 Building $111,530	$136,010 (-) Land $24,480 Building $111,530
2025	$1,836.00 (-5.85%) Homeowner's exemption	$136,010 Land $24,480 Building $111,530	$136,010 Land $24,480 Building $111,530
2024	$1,950.00
2023		$128,240 (+29.04%) Land $24,480 Building $103,760	$128,240 Land $24,480 Building $103,760
2022	$1,628.00 Homeowner's exemption	$99,380 Land $22,030 Building $77,350
2021			$99,380 Land $22,030 Building $77,350

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 401 4th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 17, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 401 4th St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Iowa
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DURANT WATER SUPPLY serves 1,871 people · EPA ID IA1636090
Water Source	Groundwater
Last State Inspection	May 2025
Lead	6 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000
Night Owl Wireless Fiber	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Windstream DSL · Fiber in parts of the area	200 / 20
T-Mobile Fixed Wireless	100 / 20