404 3rd St, Towanda, PA 18848 Property Records

Bradford County property record for 404 3rd St, Towanda, PA 18848

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · built 1921
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on Record
Last Sale	$160,000 (Nov 2025)
Tax Bill	$2,661 (2026)
Deeds & Mortgages	Nov 2025 Sale & Mortgage Nov 2025 Sale
Flood Zone	Zone X (minimal risk)
APN	`48-086.04-150-000-000`

Property Details

APN / Parcel Number

Primary APN	`48-086.04-150-000-000`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story

Exterior

Year Built	Built 1921
Effective Year Built	Effective 1921
Architectural Style	Conventional
Lot Area	9,148 sqft (0.21 acres)

Location & Zoning

Street Address	404 3RD ST
City	TOWANDA
State	PA
Zip	18848-1736
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE & GARAGE
Jurisdiction	BRADFORD PA
Township / Civil Division	TOWANDA
Census Block Group	3
Census Block	3002
Census Tract	951000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Towanda Historic District listed 1992 · 441 contributing resources · NRIS 92000394

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Bradford County records, as of April 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	404 3RD ST, TOWANDA, PA 18848-1736
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2025	Special Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC
Nov 13, 2025	Special Warranty Deed, Transfer CLOSETRAK LLC, CLOSEPRO LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 13, 2025 · Amount on Record
Deed Sale	Nov 13, 2025 · Amount on Record
Prior Sale	Jan 22, 2014 · Amount on Record
Deed Document Number	202511182
Record Updated	Jun 8, 2026

November 2025: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	BRADFORD PA
Recording Date	Nov 12, 2025
Property Address	404 3RD ST, TOWANDA, PA 18848-1736
Document Number	0202511182
Instrument Date	Oct 31, 2025
Instrument	202511182
Transaction Type	Transfer
Record Updated	Nov 26, 2025
Title Company	CLOSEPRO LLC

Transaction

Amount	Amount Recorded
Tax	$1,600.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 3RD ST, TOWANDA, PA 18848-1736

Mortgage

Document Number	0202511183
Date	Nov 12, 2025
Instrument	202511183

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2055

Mortgage

Document Number	0202511183
Date	Nov 13, 2025
Instrument	202511183

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2055

November 2025: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	BRADFORD PA
Recording Date	Nov 13, 2025
Property Address	404 3RD ST, TOWANDA, PA 18848-1736
Document Number	0202511182
Instrument Date	Oct 31, 2025
Instrument	202511182
Transaction Type	Transfer
Record Updated	Dec 15, 2025
Title Company	CLOSETRAK LLC, CLOSEPRO LLC

Transaction

Amount	Amount Recorded
Tax	$1,600.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 3RD ST, TOWANDA, PA 18848-1736

Tax Assessment & Valuation

Source: Bradford County assessment roll, as of April 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Bradford County
Municipality	Towanda Borough
Unified School District	Towanda Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,661.00 (+2.5%)	$30,800 (-)
2025	$2,596.00 (+1.8%)	$30,800 (-)
2024	$2,550.00	$30,800
1999			$61,596

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	9 (1979–1996)
Most Recent Claim	Jan 1996 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWANDA MUNICIPAL AUTHORITY serves 5,000 people · EPA ID PA2080029
Water Source	Groundwater influenced by surface water
Last State Inspection	Nov 2024
Lead	8 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Feb 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	21 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
Empire Long Distance Fiber	1,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: Revolution Broadband.

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