309 3rd St, Towanda, PA 18848 Property Records

Bradford County property record for 309 3rd St, Towanda, PA 18848

Property Summary

Property Type	Apartments (5+ Units)
Details	3 bd · 4 ba · built 1901
Lot Size	0.13 acres (5,663 sqft)
Owner	2 Individual Names on File
Last Sale	$72,500 (May 2023)
Tax Bill	$1,668 (2026)
Deeds & Mortgages	Oct 2023 Mortgage Aug 2024 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`48-086.04-168-000-000`

Property Details

APN / Parcel Number

Primary APN	`48-086.04-168-000-000`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	9 Rooms
Stories	2 Stories

Exterior

Year Built	Built 1901
Effective Year Built	Effective 1901
Architectural Style	Conventional
Lot Area	5,663 sqft (0.13 acres)

Location & Zoning

Street Address	309 3RD ST
City	TOWANDA
State	PA
Zip	18848-1733
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Legal Description	HOUSE & GAR, 309 THIRD
Jurisdiction	BRADFORD PA
Township / Civil Division	TOWANDA
Census Block Group	2
Census Block	2032
Census Tract	951000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Towanda Historic District listed 1992 · 441 contributing resources · NRIS 92000394

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

309 3rd St, a residential property, is owned by two individuals who bought it in May 2023.

Source: Bradford County records, as of April 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 261, CHOCORUA, NH 03817-0261
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2023	Deed of Trust, Mortgage · Commercial Mortgage PS BANK
Aug 2, 2024	Deed of Trust, Mortgage · Commercial Mortgage PS BANK
May 5, 2023	Deed, Transfer FIRST ABSTRACT AGENCY, 1ST ABSTRACT AGENCY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 5, 2023 · Amount on File
Deed Sale	May 5, 2023 · Amount on File
Deed Document Number	20234344
Record Updated	Jun 8, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRADFORD PA
Property Address	309 3RD ST, TOWANDA, PA 18848-1733
Transaction Type	Mortgage
Record Updated	Jan 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202310697
Date	Oct 24, 2023
Instrument	202310697

Lender

Name	PS BANK
Type	Bank
Address	WYALUSING, PA 18853

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRADFORD PA
Property Address	309 3RD ST, TOWANDA, PA 18848-1733
Transaction Type	Mortgage
Record Updated	Jan 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202407622
Date	Aug 2, 2024
Instrument	202407622

Lender

Name	PS BANK
Type	Bank
Address	18863

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

May 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	BRADFORD PA
Recording Date	May 5, 2023
Property Address	309 3RD ST, TOWANDA, PA 18848-1733
Document Number	0202304344
Instrument Date	Apr 24, 2023
Instrument	202304344
Transaction Type	Transfer
Record Updated	Jan 15, 2026
Title Company	FIRST ABSTRACT AGENCY, 1ST ABSTRACT AGENCY

Transaction

Amount	Amount on Record
Tax	$725.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	408 ELLIOTT MTN LN, MONROETON, PA 18832-7802

Tax Assessment & Valuation

The 2026 property tax bill for 309 3rd St was $1,668, up 2.6% from the year before.

Source: Bradford County assessment roll, as of April 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Bradford County
Municipality	Towanda Borough
Unified School District	Towanda Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,668.00 (+2.58%)	$19,300 (-)
2025	$1,626.00 (+1.75%)	$19,300 (-)
2024	$1,598.00	$19,300
1999			$38,562

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 309 3rd St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective September 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1981–2011)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Sep 2011 · Tropical Storm Lee

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 309 3rd St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWANDA MUNICIPAL AUTHORITY serves 5,000 people · EPA ID PA2080029
Water Source	Groundwater influenced by surface water
Last State Inspection	Nov 2024
Lead	8 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Feb 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	21 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Empire Long Distance.

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