4039 Havenwood Dr, Cincinnati, OH 45245 Property Records

Clermont County property record for 4039 Havenwood Dr, Cincinnati, OH 45245

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,886 sqft · built 1996
Lot Size	0.248 acres (10,803 sqft)
Owner	Individual Name on File
Last Sale	$203,500 (Jul 2017)
Tax Bill	$4,423 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Jul 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`41-32-19.-152`

Property Details

APN / Parcel Number

Primary APN	`41-32-19.-152`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,886 sqft Living Area
1st Floor Area	807 sqft
Basement Area	140 sqft
Unfinished Basement	140 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Colonial
Exterior Material	Wood
Construction Type	Frame
Lot Area	10,803 sqft (0.248 acres)
View / Lot	Cul-de-sac
Garage Area	528 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	55 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4039 HAVENWOOD DR
City	CINCINNATI
State	OH
Zip	45245-2193
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GLENVIEW; LOT 10
Legal Subdivision	GLENVIEW SUBDIVISION
Legal Lot Number	10
Jurisdiction	CLERMONT OH
Township / Civil Division	UNION
Census Block Group	3
Census Block	3002
Census Tract	41202

Owner

4039 Havenwood Dr is owned and occupied by an individual who bought it in July 2017.

Source: Clermont County records, as of April 13, 2026

Owner of Record	Individual Name on File
Mailing Address	4039 HAVENWOOD DR, CINCINNATI, OH 45245-2193
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Jul 6, 2017	Survivorship Deed, Transfer · Conventional Mortgage FIFTH THIRD MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 6, 2017 · Amount on File
Deed Sale	Jul 6, 2017 · Amount on File
Prior Sale	Oct 10, 1997 · Amount on File
Deed Document Number	201715186
Deed Book / Page	2715 / 224
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLERMONT OH
Property Address	4039 HAVENWOOD DR, CINCINNATI, OH 45245-2193
Transaction Type	Mortgage
Record Updated	Jul 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000037108
Date	Dec 28, 2020
Book Page	2864/661
Instrument	202000037108

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

July 2017: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	CLERMONT OH
Recording Date	Jul 6, 2017
Property Address	4039 HAVENWOOD DR, CINCINNATI, OH 45245-2193
Document Number	0000015186
Book / Page	2715 / 0224
Map Reference	PL CAB 5 PG 68
Instrument Date	Jun 29, 2017
Instrument	201700015186
Transaction Type	Transfer
Record Updated	Jul 13, 2021
Title Company	AMERICAN HOMELAND TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4039 HAVENWOOD DR, CINCINNATI, OH 45245-2193

Mortgage

Document Number	0000015187
Date	Jul 6, 2017
Book Page	2715/0226
Instrument	201700015187

Lender

Name	FIFTH THIRD MORTGAGE CO
Type	Mortgage Company
Address	CINCINNATI, OH 45227

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 4039 Havenwood Dr was $4,423 with a homeowner's exemption.

Source: Clermont County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Clermont County
County Subdivision	Union Township
Unified School District	West Clermont Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,423.00	$87,890 Land $16,800 Building $71,090
2024			$251,100 (-) Land $48,000 Building $203,100
2023	$8,741.00 (+127.39%) Homeowner's exemption	$87,890 (+33.21%) Land $16,800 Building $71,090	$251,100 Land $48,000 Building $203,100
2022	$3,844.00 Homeowner's exemption	$65,980 Land $12,600 Building $53,380
2020			$188,500 Land $36,000 Building $152,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4039 Havenwood Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 6, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4039 Havenwood Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT PUBLIC WATER SYSTEM private · serves 133,059 people · EPA ID OH1302212
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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