40388 Lucy Ln, Astoria, OR 97103 Property Records

Clatsop County property record for 40388 Lucy Ln, Astoria, OR 97103

Property Summary

Property TypeSingle Family Home
Detailsbuilt 2019
Lot Size1.01 acres (43,996 sqft)
OwnerIndividual Name on Record
Last Sale$375,000 (Oct 2019)
Tax Bill$3,773 (2025)
Deeds & MortgagesDec 2020 Mortgage
Oct 2019 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN80822DA00405

Property Details

APN / Parcel Number

Primary APN80822DA00405
Alternative APN
  • 60419

Interior

Stories1 Story

Exterior

Year BuiltBuilt 2019
Lot Area43,996 sqft (1.01 acres)

Location & Zoning

Account Number60419
Street Address40388 LUCY LN
CityASTORIA
StateOR
Zip97103-8284
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSEC:22DA SEC/TWN/RNG/MER:SEC 22 TWN 08 RNG 08
Legal Range08
Legal Township08
Legal Section22
Legal QuarterSE
JurisdictionCLATSOP OR
Township / Civil DivisionASTORIA
Census Block Group2
Census Block2078
Census Tract950400

Owner

Source: Clatsop County records, as of November 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address40388 LUCY LN, ASTORIA, OR 97103-8284
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 21, 2020Deed of Trust, Mortgage · Conventional Mortgage
GUILD MORTGAGE CO
Oct 22, 2019Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
CHERRY CREEK MORTGAGE CO INC
May 15, 2019Trustee's Deed, Construction Loan · Line of Credit
BANK OF THE PACIFIC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 22, 2019 · Amount on Record
Deed SaleOct 22, 2019 · Amount on Record
Prior SaleFeb 19, 2019 · Amount on Record
Deed Document Number201908080
Record UpdatedJun 8, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLATSOP OR
Property Address40388 LUCY LN, ASTORIA, OR 97103-8284
Transaction TypeMortgage
Record UpdatedMar 12, 2021
Title CompanyTICOR TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000011378
DateDec 21, 2020
Instrument202011378
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
AddressSAN DIEGO, CA 92111
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueJan 1, 2041

October 2019: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionCLATSOP OR
Recording DateOct 22, 2019
Property Address40388 LUCY LN, ASTORIA, OR 97103-8284
Document Number0000008080
Map ReferenceDOC 201210132
Instrument DateOct 21, 2019
Instrument201908080
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 7, 2021
Title CompanyTICOR TITLE COMPANY OF OR

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address40388 LUCY LANE, ASTORIA, OR 97103-8284

Mortgage

Document Number0000008081
DateOct 22, 2019
Instrument201908081
Lender
NameCHERRY CREEK MORTGAGE CO INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2049

May 2019: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionCLATSOP OR
Recording DateMay 15, 2019
Property Address40388 LUCY LN, ASTORIA, OR 97103-8284
Instrument DateMay 9, 2019
Instrument3091
Transaction TypeConstruction Loan
Record UpdatedMay 24, 2019
Title CompanyTICOR TITLE INSURANCE COMPANY, TICOR TITLE INSURANCE CO.

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address92204 SIMONSEN RD ASTORIA OR 971038151, ASTORIA, OR 97103-8151

Mortgage

Document Number0000003091
DateMay 15, 2019
Instrument3091
Lender
NameBANK OF THE PACIFIC
TypeBank
AddressBELLINGHAM, WA 98226
Agreement
TypeLine of Credit
AmountAmount Recorded
Term12 Months
DueMay 14, 2020
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Clatsop County assessment roll, as of September 30, 2025

Property Jurisdictions

TypeName
StateOregon
CountyClatsop County
Unified School DistrictKnappa School District 4 (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,773.00 (+6.07%)$402,286 (+56.08%) Building $402,286$574,833 (-2.69%) Land $172,547 Building $402,286
2023$3,557.00 (+1.98%)$257,742 (+3%)$590,725 (+11.04%) Land $158,299 Building $432,426
2022$3,488.00$250,236$532,013 Land $143,908 Building $388,105

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims1 (2006)
Claims Outside the SFHA1 of 1
Most Recent ClaimNov 2006 · Severe Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWICKIUP WATER DISTRICT
private · serves 1,630 people · EPA ID OR4100063
Water SourceSurface water
Last State InspectionSep 2024
Lead4 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting11
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Hawk Networks
Fixed Wireless
200 / 70
T-Mobile
Fixed Wireless
100 / 20

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