Clatsop County property record for 40365 Lucy Ln, Astoria, OR 97103
| Property Type | Single Family Home |
|---|---|
| Details | built 2019 |
| Lot Size | 1.42 acres (61,855 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $565,500 (Sep 2025) |
| Tax Bill | $3,301 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Mar 2022 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 80822DA00403 |
| Primary APN | 80822DA00403 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Lot Area | 61,855 sqft (1.42 acres) |
| Account Number | 60324 |
|---|---|
| Street Address | 40365 LUCY LN |
| City | ASTORIA |
| State | OR |
| Zip | 97103-8284 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Range | 08 |
| Legal Township | 08 |
| Legal Section | 22 |
| Legal Subdivision | PARTITION #2017-009 |
| Jurisdiction | CLATSOP OR |
| Township / Civil Division | ASTORIA |
| Census Block Group | 2 |
| Census Block | 2078 |
| Census Tract | 950400 |
Source: Clatsop County records, as of May 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 40365 LUCY LN, ASTORIA, OR 97103-8284 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Sep 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO |
| Mar 28, 2022 | Deed of Trust, Mortgage · Line of Credit FIBRE FCU |
| Sep 25, 2025 | Warranty Deed, Transfer · VA Mortgage CHANGE LENDING LLC |
| Jan 16, 2020 | Deed of Trust, Mortgage CHERRY CREEK MTG |
| Aug 26, 2019 | Trustee's Deed, Construction Loan · Line of Credit BANK OF THE PACIFIC |
| Jul 1, 2019 | Grant Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 25, 2025 · Amount on Record |
| Deed Sale | Sep 25, 2025 · Amount on Record |
| Prior Sale | Jan 22, 2020 · Amount on Record |
| Deed Document Number | 20255276 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLATSOP OR |
| Property Address | 40365 LUCY LN, ASTORIA, OR 97103-8284 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Title Company | TICOR TITLE INSURANCE COMPANY, TICOR TITLE INS CO |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000009497 |
|---|---|
| Date | Sep 22, 2021 |
| Instrument | 202109497 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | Oct 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLATSOP OR |
| Property Address | 40365 LUCY LN, ASTORIA, OR 97103-8284 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Title Company | TICOR TITLE INSURANCE COMPANY, TICOR TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 40365 LUCY LN, ASTORIA, OR 97103-8284 |
| Document Number | 0000002236 |
|---|---|
| Date | Mar 28, 2022 |
| Instrument | 202202236 |
| Name | FIBRE FCU |
|---|---|
| Type | Credit Union |
| Address | LONGVIEW, WA 98632 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 27, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLATSOP OR |
| Recording Date | Sep 25, 2025 |
| Property Address | 40365 LUCY LN, ASTORIA, OR 97103-8284 |
| Document Number | 0000005276 |
| Map Reference | DOC 2017-07086 |
| Instrument Date | Sep 24, 2025 |
| Instrument | 202505276 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Title Company | TICOR TITLE INSURANCE COMPANY, TICOR TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 40365 LUCY LN, ASTORIA, OR 97103-8284 |
| Document Number | 0000005277 |
|---|---|
| Date | Sep 25, 2025 |
| Instrument | 202505277 |
| Name | CHANGE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLATSOP OR |
| Property Address | 40365 LUCY LN, ASTORIA, OR 97103-8284 |
| Instrument Date | Jan 16, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 6, 2020 |
| Title Company | TICOR TITLE INSURANCE COMPANY, TICOR TITLE INSURANCE CO. |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 40365 LUCY LN ASTORIA OR 97103, ASTORIA, OR 97103 |
| Document Number | 512 |
|---|---|
| Date | Jan 22, 2020 |
| Instrument | 512 |
| Name | CHERRY CREEK MTG |
|---|---|
| Type | Mortgage Company |
| Address | GREENWOOD VILLAGE, CO 80111 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jan 21, 2050 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | CLATSOP OR |
| Recording Date | Aug 26, 2019 |
| Property Address | 40365 LUCY LN, ASTORIA, OR 97103-8284 |
| Instrument Date | Aug 15, 2019 |
| Instrument | 6195 |
| Transaction Type | Construction Loan |
| Record Updated | Sep 4, 2019 |
| Title Company | TICOR TITLE INSURANCE COMPANY, TICOR TITLE INSURANCE CO. |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | XXX LUCY LN ASTORIA OR 97103, ASTORIA, OR 97103 |
| Document Number | 0000006195 |
|---|---|
| Date | Aug 26, 2019 |
| Instrument | 6195 |
| Name | BANK OF THE PACIFIC |
|---|---|
| Type | Bank |
| Address | BELLINGHAM, WA 98226 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Aug 25, 2020 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CLATSOP OR |
| Recording Date | Jul 1, 2019 |
| Property Address | 40365 LUCY LN, ASTORIA, OR 97103-8284 |
| Document Number | 0000004655 |
| Instrument Date | Jun 28, 2019 |
| Instrument | 4655 |
| Transaction Type | Transfer |
| Record Updated | Jul 10, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $75.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 42473 FISH LN ASTORIA OR 971038407, ASTORIA, OR 97103-8407 |
Source: Clatsop County assessment roll, as of October 29, 2025
| Type | Name |
|---|---|
| State | Oregon |
| County | Clatsop County |
| Unified School District | Knappa School District 4 (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,301.00 (+2.36%) | $239,234 (+3%) | $503,016 (-0.33%) Land $188,702 Building $314,314 |
| 2024 | $3,225.00 (+3.63%) | $232,267 (+3%) | $504,671 (-1.24%) Land $188,701 Building $315,970 |
| 2023 | $3,112.00 (+2%) | $225,503 (+3%) | $510,986 (+10.93%) Land $173,121 Building $337,865 |
| 2022 | $3,051.00 | $218,936 | $460,620 Land $157,382 Building $303,238 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 23, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2006) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Nov 2006 · Severe Storms, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Oregon |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WICKIUP WATER DISTRICT private · serves 1,630 people · EPA ID OR4100063 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | 4 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 11 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Hawk Networks Fixed Wireless | 200 / 70 |
| T-Mobile Fixed Wireless | 100 / 20 |
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