Okaloosa County property record for 4038 Pine Cone Trl, Crestview, FL 32539
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,412 sqft · built 2019 |
| Lot Size | 2.95 acres (128,502 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $387,000 (Jan 2020) |
| Tax Bill | $3,014 (2025) |
| Deeds & Mortgages | Jan 2020 Sale & Mortgage Apr 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-593-4995-1 |
| Primary APN | C56-000-593-4995-1 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,412 sqft Living Area |
| Gross Area | 3,655 sqft |
| 1st Floor Area | 2,412 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Wood |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Wood |
| Lot Area | 128,502 sqft (2.95 acres) |
| Garage Type | Attached |
| Garage Area | 654 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 589 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 4038 PINE CONE TRL |
|---|---|
| City | CRESTVIEW |
| State | FL |
| Zip | 32539-8866 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COM SW COR NW1/4 OF SW1/4 S59 DEG E1256 FT TO POB S14 DEG W661.70 FT N84 DEG E248 FT N6 DEG E628 FT N70 DEG W46 FT N89 DEG W ALG CURVE 52 FT S70 DEG W64 FT TO POB AND ADJACENT PORTION OF R/W |
| Legal Range | 22W |
| Legal Township | 03N |
| Legal Section | 09 |
| Legal Block | 3 |
| Legal Lot Number | A010 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | CRESTVIEW |
| Census Block Group | 2 |
| Census Block | 2053 |
| Census Tract | 20305 |
Source: Okaloosa County records · APN C56-000-593-4995-1
Assessment roll updated December 31, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 4038 PINE CONE TRL, CRESTVIEW, FL 32539-8866 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Jan 02, 2020 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FLAGSTAR BANK FSB |
| Apr 03, 2019 | Warranty Deed, Transfer OLD SOUTH LAND TITLE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 02, 2020 · Amount on Record |
| Deed Sale | Jan 02, 2020 · Amount on Record |
| Prior Sale | Apr 03, 2019 · Amount on Record |
| Deed Document Number | 20203327732 |
| Deed Book / Page | 3436 / 2441 |
| Last Transfer Date | Jul 17, 2025 |
| Transfer Doc | 0003771012 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Jan 02, 2020 |
| Property Address | 4038 PINE CONE TRL, CRESTVIEW, FL 32539-8866 |
| Document Number | 0034362441 |
| Book / Page | 3436 / 2441 |
| Instrument Date | Dec 31, 2019 |
| Instrument | 3327732 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Apr 21, 2022 |
| Title Company | PRATT AYCOCK TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,709.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6072 HIGHWAY 85 N, 6072, CRESTVIEW, FL 32536-7152 |
| Name | Verified Name |
|---|---|
| Address | 4038 PINE CONE TRL, CRESTVIEW, FL 32539-8866 |
| Document Number | 0034362443 |
|---|---|
| Date | Jan 02, 2020 |
| Instrument | 3436/2443 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Apr 03, 2019 |
| Property Address | 4038 PINE CONE TRL, CRESTVIEW, FL 32539-8866 |
| Document Number | 0033914698 |
| Book / Page | 003391 / 004698 |
| Instrument Date | Mar 29, 2019 |
| Instrument | 3268654 |
| Transaction Type | Transfer |
| Record Updated | Apr 11, 2019 |
| Title Company | OLD SOUTH LAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $294.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 6072 HIGHWAY 85 N CRESTVIEW FL 325367152, CRESTVIEW, FL 32536-7152 |
Source: Okaloosa County records · Assessment roll updated December 31, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,014.00 (+5.13%) | $341,633 (+5.99%) | $476,841 (+4.3%) Land $56,685 Building $420,156 |
| 2023 | $2,867.00 (+2.14%) Homeowner's exemption | $322,335 (+3%) | $457,180 (+8.64%) Land $48,160 Building $409,020 |
| 2022 | $2,807.00 Homeowner's exemption | $312,947 | $420,837 Land $42,866 Building $377,971 |
Source: FEMA National Flood Hazard Layer as of March 8, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 19 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 19 in force |
| Wildfire Risk | Moderate above 50% of the US · lower than 79% of Florida |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Fiber | 2,000 / 35 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 40 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | AUBURN WATER SYSTEM public/private · serves 22,903 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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