4032 Pine Cone Trl, Crestview, FL 32539 Property Records

Okaloosa County property record for 4032 Pine Cone Trl, Crestview, FL 32539

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,772 sqft · built 2022
Lot Size3.11 acres (135,907 sqft)
OwnerIndividual Name on Record
Tax Bill$4,317 (2025)
Deeds & MortgagesNov 2021 Mortgage
Flood ZoneZone X (minimal risk)
APNC56-001-137-5200-0

Property Details

APN / Parcel Number

Primary APNC56-001-137-5200-0
Alternative APN
  • 09-3N-22-0000-0003-A05E

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,772 sqft Heated Area
Gross Area4,036 sqft
Interior WallsCustom/Decorative

Exterior

Year BuiltBuilt 2022
Exterior MaterialFiber Cement Siding
Roof TypeCathedral/Clerestory
Roof MaterialWood
Lot Area135,907 sqft (3.11 acres)
Garage TypeFinished
PorchOpen Porch
Porch Area600 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address4032 PINE CONE TRL
CityCRESTVIEW
StateFL
Zip32539-8866
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOM SW COR E 47.11 FT TO E R/W MT OLIVE RD E 524.89 FT N 28 DEG E 200 FT TO POB N 63 DEG W 122.85 FT N 05 DEG W 398.22 FT N 6
JurisdictionOKALOOSA FL
Township / Civil DivisionCRESTVIEW
Census Block Group2
Census Block2053
Census Tract20305

Owner

Source: Okaloosa County records, as of December 8, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address4032 PINE CONE TRL, CRESTVIEW, FL 32539-8866
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 6, 2020
Deed SaleOct 6, 2020
Deed Document Number0003505730
Record UpdatedJun 8, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address4032 PINE CONE TRL, CRESTVIEW, FL 32539-8866
Transaction TypeMortgage
Record UpdatedFeb 24, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address5423 KERVIN RD, CRESTVIEW, FL 32539-8706

Mortgage

Document Number0035883859
DateNov 22, 2021
Book Page3588/3859
Instrument3507314
Lender
NameCCB COMMUNITY BANK
TypeBank
AddressOPP, AL 36467
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,317.00 (-5.14%) Homeowner's exemption$478,500 (+3.69%)$489,540 (+6.08%) Land $53,885 Building $435,655
2023$4,551.00 (+806.57%)$461,461 (+1,039.02%) Land $43,350 Building $418,111$461,461 (+1,039.02%) Land $43,350 Building $418,111
2022$502.00$40,514 Land $40,514$40,514 Land $40,514

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 19 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies19 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 50% of the US · lower than 79% of Florida
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
CenturyLink
DSL
40 / 3
T-Mobile
Fixed Wireless
25 / 3

May also be available: AT&T, Cox Communications, Verizon, Wildstar Networks.

Nearby Properties on Pine Cone Trl

Nearby Streets

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