Cumberland County property record for 4038 Lofton St, Wade, NC 28395
| Property Type | Agricultural Vacant Land |
|---|---|
| Lot Size | 1.54 acres (67,082 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $298 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Sep 2025 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 0571-93-9965 |
| Primary APN | 0571-93-9965 |
|---|
| Lot Area | 67,082 sqft (1.54 acres) |
|---|---|
| Lot Dimensions | 269 ft deep x 149 ft wide |
| Street Address | 4038 LOFTON ST |
|---|---|
| City | WADE |
| State | NC |
| Zip | 28395-9619 |
| Property Category | Agriculture or Farming |
| Property Type | Vacant Land > Agricultural |
| Local Zoning Code | R6 |
| Legal Description | MCLAURIN CO RECOMB LO:1 SE:01 PL:0137-0021 |
| Legal Subdivision | TOWN OF WADE |
| Legal Block | 93 |
| Legal Lot Number | 1 |
| Jurisdiction | CUMBERLAND NC |
| Township / Civil Division | EASTOVER |
| Census Block Group | 1 |
| Census Block | 1072 |
| Census Tract | 2600 |
Source: Cumberland County records, as of June 10, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4053 CHURCH ST, WADE, NC 28395-9779 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| May 27, 2026 | Deed of Trust, Mortgage · VA Mortgage ALPHA MORTGAGE CORPORATION |
| Sep 30, 2025 | Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 16, 2025 |
| Deed Sale | Jul 16, 2025 |
| Prior Sale | Jul 16, 2025 · Amount on Record |
| Deed Document Number | 202521486 |
| Deed Book / Page | 12283 / 114 |
| Prior Transfer Date | Jun 18, 2024 |
| Prior Transfer Doc | 0119970895 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND NC |
| Recording Date | May 27, 2026 |
| Property Address | 4038 LOFTON ST, WADE, NC 28395-9619 |
| Document Number | 0000017420 |
| Book / Page | 12536 / 18 |
| Instrument Date | May 27, 2026 |
| Instrument | 202617420 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 889 LEE ROAD 2087, SALEM, AL 36874-4370 |
| Document Number | 0000017420, |
|---|---|
| Date | May 27, 2026 |
| Book Page | 12536/18 |
| Instrument | 202617420 |
| Name | ALPHA MORTGAGE CORPORATION |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | CUMBERLAND NC |
| Recording Date | Sep 30, 2025 |
| Property Address | 4038 LOFTON ST, WADE, NC 28395-9619 |
| Document Number | 0123420110 |
| Book / Page | 12342 / 110 |
| Map Reference | MB 153 PG 81 |
| Instrument Date | Sep 30, 2025 |
| Instrument | 30614 |
| Transaction Type | Transfer |
| Record Updated | Oct 9, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 916 ARSENAL AVEB, FAYETTEVILLE, NC 28305 |
| Name | Verified Name |
|---|---|
| Address | 4053 CHURCH ST, WADE, NC 28395-9779 |
Source: Cumberland County assessment roll, as of December 19, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cumberland County |
| Municipality | Wade Town |
| Unified School District | Cumberland County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $298.00 (+36.07%) | $34,375 (+83.33%) Land $34,375 | $34,375 (+83.33%) Land $34,375 |
| 2024 | $18,750 (-) Land $18,750 | $18,750 (-) Land $18,750 | |
| 2023 | $18,750 Land $18,750 | $18,750 Land $18,750 | |
| 2022 | $219.00 (-16.73%) | ||
| 2019 | $263.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (2018) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 54% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF WADE serves 780 people · EPA ID NC0326040 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 12 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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