4015 Lofton St, Wade, NC 28395 Property Records

Cumberland County property record for 4015 Lofton St, Wade, NC 28395

Property Summary

Property TypeManufactured or Modular Home
Details3 bd · 2 ba · 2,515 sqft · built 2003
Lot Size0.61 acres (26,572 sqft)
OwnerIndividual Name on Record
Last Sale$190,000 (Jan 2022)
Tax Bill$3,077 (2026)
Deeds & MortgagesJan 2022 Sale & Mortgage
Aug 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN0571-94-5387

Property Details

APN / Parcel Number

Primary APN0571-94-5387
Alternative APN
  • 0571.16945387

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,515 sqft Heated Area
1st Floor Area1,568 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Architectural StyleModular
Exterior MaterialAluminum/Vinyl
Foundation TypeStone
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area26,572 sqft (0.61 acres)
Lot Dimensions270 ft deep x 103 ft wide
Pool TypeSpa / Hot Tub (No Pool)
Deck Area32 sqft
Patio Area32 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Street Address4015 LOFTON ST
CityWADE
StateNC
Zip28395-9628
Property CategoryResidential
Property TypeResidential > Prefabricated > Manufactured or Modular Home
Local Zoning CodeR6A
Legal DescriptionJEFFREY D & LISA B MAXWELL LO:1 SE:01 PL:0087-0131
Legal SubdivisionTOWN OF WADE
Legal Block94
Legal Lot Number1
JurisdictionCUMBERLAND NC
Township / Civil DivisionEASTOVER
Census Block Group1
Census Block1026
Census Tract2600

Owner

Source: Cumberland County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4013 LOFTON ST, WADE, NC 28395-9628
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 5, 2022Warranty Deed, Transfer · VA Mortgage
UNION HOME MORTGAGE CORP
Aug 25, 2017Warranty Deed, Transfer · VA Mortgage
NAVY FCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 5, 2022 · Amount on Record
Deed SaleJan 5, 2022 · Amount on Record
Prior SaleAug 25, 2017 · Amount on Record
Deed Document Number2022459
Deed Book / Page11358 / 184
Prior Transfer DateDec 9, 2021
Prior Transfer Doc0113580184
Record UpdatedOct 29, 2026

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCUMBERLAND NC
Recording DateJan 5, 2022
Property Address4015 LOFTON ST, WADE, NC 28395-9628
Document Number0113580184
Book / Page11358 / 184
Map ReferenceMB 87 PG 131
Instrument DateDec 9, 2021
Instrument459
Transaction TypeTransfer
Record UpdatedSep 4, 2023

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$380.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address8 WHITE CT, PINEHURST, NC 28374-7074

Transferred To (Grantee/Buyer)

NameVerified Name
Address4013 LOFTON ST, WADE, NC 28395-9628

Mortgage

Document Number0000000460
DateJan 5, 2022
Instrument460
Lender
NameUNION HOME MORTGAGE CORP
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2052

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCUMBERLAND NC
Recording DateAug 25, 2017
Property Address4013 LOFTON ST, WADE, NC 28395-9628
Document Number0101560754
Book / Page010156 / 000754
Instrument DateAug 21, 2017
Instrument27124
Transaction TypeTransfer
Record UpdatedSep 1, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$310.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4013 LOFTON ST WADE NC 283959628, WADE, NC 28395-9628

Mortgage

Document Number101560756
DateAug 25, 2017
Book Page010156/000756
Instrument27125
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 24, 2047

Tax Assessment & Valuation

Source: Cumberland County assessment roll, as of December 19, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCumberland County
MunicipalityWade Town
Unified School DistrictCumberland County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,077.00
2025$3,077.00 (+55.8%)$227,340 (+45.11%) Land $20,625 Building $206,715$227,340 (+45.11%) Land $20,625 Building $206,715
2024$1,975.00 (+1.91%)$156,663 (-) Land $11,250 Building $145,413$156,663 (-) Land $11,250 Building $145,413
2023$1,938.00 (+1.95%)$156,663 Land $11,250 Building $145,413$156,663 Land $11,250 Building $145,413
2022$1,901.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims2 (2018)
Claims Outside the SFHA2 of 2
Most Recent ClaimSep 2018 · Hurricane Florence
Claims by Event
  • Hurricane Florence, Sep 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · above 54% of North Carolina
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF WADE
serves 780 people · EPA ID NC0326040
Water SourceGroundwater
Last State InspectionOct 2025
Lead12 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Lofton St

Nearby Streets

Search Property Records by Address or Parcel Number