4038 Lake Park Ln, Fallbrook, CA 92028 Property Records

San Diego County property record for 4038 Lake Park Ln, Fallbrook, CA 92028

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,970 sqft · built 2010
Lot Size0.126 acres (5,510 sqft)
Owner2 Individual Names on File
Last Sale$765,000 (Apr 2024)
Tax Bill$8,533 (2025)
Deeds & MortgagesApr 2024 Sale & Mortgage
Feb 2022 Second Mortgage
+ 3 more
Flood ZoneZone X (moderate risk)
APN125-282-67-00

Property Details

APN / Parcel Number

Primary APN125-282-67-00

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area1,970 sqft Living Area

Exterior

Year BuiltBuilt 2010
Effective Year BuiltEffective 2010
Lot Area5,510 sqft (0.126 acres)
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address4038 LAKE PARK LN
CityFALLBROOK
StateCA
Zip92028-7885
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRV
Legal DescriptionLOT 230 TR 012848
Legal SubdivisionSAN DIEGO 1249-3
Legal Tract012848
Legal Block1
Legal Lot Number230
JurisdictionSAN DIEGO CA
Township / Civil DivisionPAUMA VALLEY
Census Block Group1
Census Block1004
Census Tract19109

Owner

4038 Lake Park Ln is owned and occupied by two individuals who bought it in April 2024.

Source: San Diego County records, as of July 28, 2026

Owner of Record2 Individual Names on File
Mailing Address4038 LAKE PARK LN, FALLBROOK, CA 92028-7885
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 16, 2024Grant Deed, Transfer · Conventional Mortgage
BAY EQUITY LLC
Feb 28, 2022Deed of Trust, Mortgage · Stand-Alone Second Mortgage
MISSION FCU
Mar 29, 2021Deed of Trust, Mortgage · Conventional Mortgage
HOME POINT FINANCIAL CORPORATION
Jan 3, 2020Grant Deed, Transfer · FHA Mortgage
MOVEMENT MORTGAGE
Dec 18, 2017Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 16, 2024 · Amount on File
Deed SaleApr 16, 2024 · Amount on File
Prior SaleJan 3, 2020 · Amount on File
Deed Document Number202494389
Prior Transfer DateDec 15, 2017
Prior Transfer Doc0000590801
Record UpdatedOct 29, 2026

April 2024: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateApr 16, 2024
Property Address4038 LAKE PARK LN, FALLBROOK, CA 92028-7885
Document Number0000094389
Map ReferenceMAP 12848
Instrument DateApr 8, 2024
Instrument2024-0094389
Transaction TypeTransfer
Record UpdatedApr 29, 2024
Title CompanyNOT AVAILABLE, 805TITLE INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address4038 LAKE PARK LN, FALLBROOK, CA 92028-7885

Mortgage

Document Number0000094390
DateApr 16, 2024
Instrument2024-0094390
Lender
NameBAY EQUITY LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2054

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address4038 LAKE PARK LN, FALLBROOK, CA 92028-7885
Transaction TypeMortgage
Record UpdatedMar 9, 2022
Title CompanyACCOMODATION, ACCOMMODATION

Transferred To (Grantee/Buyer)

NameVerified Name
Address4038 LAKE PARK LN, FALLBROOK, CA 92028-7885

Mortgage

Document Number0000088461
DateFeb 28, 2022
Instrument2022-0088461
Lender
NameMISSION FCU
TypeCredit Union
AddressSAN DIEGO, CA 92191
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term181 Months
DueMar 1, 2037

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address4038 LAKE PARK LN, FALLBROOK, CA 92028-7885
Transaction TypeMortgage
Record UpdatedApr 12, 2021
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address4038 LAKE PARK LN, FALLBROOK, CA 92028-7885

Mortgage

Document Number0000241356
DateMar 29, 2021
Instrument2021-0241356
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
AddressPARSIPPANY, NJ 07054
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2051

January 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateJan 3, 2020
Property Address4038 LAKE PARK LN, FALLBROOK, CA 92028-7885
Document Number0000002955
Map ReferenceMAP 12848
Instrument DateNov 12, 2019
Instrument2020-0002955
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyBNT TITLE COMPANY OF CA

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address4038 LAKE PARK LN, FALLBROOK, CA 92028-7885

Mortgage

Document Number0000002956
DateJan 3, 2020
Instrument2020-0002956
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueJan 1, 2050

December 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateDec 18, 2017
Property Address4038 LAKE PARK LN, FALLBROOK, CA 92028-7885
Document Number0000590801
Instrument DateDec 15, 2017
Instrument590801
Transaction TypeTransfer
Record UpdatedJan 3, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4038 LAKE PARK LN FALLBROOK CA 920287885, FALLBROOK, CA 92028-7885

Tax Assessment & Valuation

The 2025 property tax bill for 4038 Lake Park Ln was $8,533 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictBonsall Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$795,904 (+2%) Land $284,195 Building $511,709
2025$8,533.00 Homeowner's exemption$780,299 Land $278,623 Building $501,676
2023$6,093.00 (+1.63%)$546,610 Land $195,179 Building $351,431
2022$5,995.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4038 Lake Park Ln in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4038 Lake Park Ln is moderate, ranking above 66% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 66% of the US · above 41% of California
Wildfire Likelihood0.3% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRAINBOW MUNICIPAL WD
serves 23,536 people · EPA ID CA3710016
Water SourcePurchased surface water from several systems
Last State InspectionDec 2023
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
AT&T
Fiber
1,000 / 1,000
San Diego Broadband
Fixed Wireless
500 / 100
T-Mobile
Fixed Wireless
100 / 20

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