4037 Lake Park Ln, Fallbrook, CA 92028 Property Records

San Diego County property record for 4037 Lake Park Ln, Fallbrook, CA 92028

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,845 sqft · built 2010
Lot Size0.117 acres (5,097 sqft)
Owner2 Individual Names on Record
Last Sale$386,500 (May 2010)
Tax Bill$5,588 (2025)
Deeds & MortgagesMay 2026 Line of Credit
Jun 2019 Mortgage
+ 1 more
Flood ZoneZone X (moderate risk)
APN125-282-76-00

Property Details

APN / Parcel Number

Primary APN125-282-76-00

Interior

Bedrooms3 Beds
Full Baths3 Baths
Building Area2,845 sqft Living Area

Exterior

Year BuiltBuilt 2010
Effective Year BuiltEffective 2010
Lot Area5,097 sqft (0.117 acres)
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address4037 LAKE PARK LN
CityFALLBROOK
StateCA
Zip92028-7885
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRV
Legal DescriptionLOT 239 TR 012848
Legal SubdivisionCOUNTY/SAN DIEGO TRAC#4249-3
Legal Tract012848
Legal Block1
Legal Lot Number239
JurisdictionSAN DIEGO CA
Township / Civil DivisionPAUMA VALLEY
Census Block Group1
Census Block1004
Census Tract19109

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address4037 LAKE PARK LN, FALLBROOK, CA 92028-7885
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
May 21, 2026Deed of Trust, Mortgage · Line of Credit
FIREFIGHTERS FIRST FEDERAL CREDIT UNION
Jun 5, 2019Deed of Trust, Mortgage · FHA Mortgage
UNITED WHOLESALE MORTGAGE
Oct 18, 2019Deed of Trust, Mortgage · Conventional with PMI
NEWFI LNDG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 20, 2010 · Amount on Record
Deed SaleMay 20, 2010 · Amount on Record
Deed Document Number2010253157
Last Transfer DateMar 24, 2015
Transfer Doc0000155319
Record UpdatedOct 29, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Recording DateMay 21, 2026
Property Address4037 LAKE PARK LN, FALLBROOK, CA 92028-7885
Document Number0000146207
Instrument DateMay 14, 2026
Instrument2026146207
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyMONARCH TITLE/TX, MONARCH TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants, 205
Address4037 LAKE PARK LN, FALLBROOK, CA 92028-7885

Mortgage

Document Number0000146207,
DateMay 21, 2026
Instrument2026146207
Lender
NameFIREFIGHTERS FIRST FEDERAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueMay 28, 2051
Interest
Rate6.3%
Max Rate-1%

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address4037 LAKE PARK LN, FALLBROOK, CA 92028-7885
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyUNITED SHORE FINCL SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000216320
DateJun 5, 2019
Instrument2019-0216320
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2049

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address4037 LAKE PARK LN, FALLBROOK, CA 92028-7885
Document Number0000475781
Instrument DateOct 18, 2019
Transaction TypeMortgage
Record UpdatedOct 30, 2019
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4037 LAKE PARK LN FALLBROOK CA 920287885, FALLBROOK, CA 92028-7885

Mortgage

Document Number0000475781
DateOct 22, 2019
Instrument475781
Lender
NameNEWFI LNDG
AddressEMERYVILLE, CA 94608
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueOct 21, 2049

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictBonsall Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$508,642 (+2%) Land $65,825 Building $442,817
2025$5,588.00 (+5.06%) Homeowner's exemption$498,670 (+4.04%) Land $64,535 Building $434,135
2023$5,319.00 (+1.64%) Homeowner's exemption$479,308 Land $62,030 Building $417,278
2022$5,233.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 66% of the US · above 41% of California
Wildfire Likelihood0.3% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRAINBOW MUNICIPAL WD
serves 23,536 people · EPA ID CA3710016
Water SourcePurchased surface water from several systems
Last State InspectionDec 2023
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
AT&T
Fiber
1,000 / 1,000
San Diego Broadband
Fixed Wireless
500 / 100
T-Mobile
Fixed Wireless
100 / 20

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