4038 Beachside One Dr, Miramar Beach, FL 32550 Property Records

Walton County property record for 4038 Beachside One Dr, Miramar Beach, FL 32550

Property Summary

Property Type	Condominium
Lot Size	0.01 acres (478 sqft)
Owner	Individual Name on Record
Last Sale	$815,000 (Jun 2022)
Tax Bill	$6,067 (2024)
Deeds & Mortgages	Nov 2021 Mortgage Jun 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`34-2S-21-42400-000-4038`

Property Details

APN / Parcel Number

Primary APN	`34-2S-21-42400-000-4038`
Alternative APN	`1076944`

Exterior

Lot Area	478 sqft (0.01 acres)

Location & Zoning

Account Number	1076944
Street Address	4038 BEACHSIDE ONE DR
City	MIRAMAR BEACH
State	FL
Zip	32550-4202
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	SD
Legal Description	UNIT 4038 BEACHSIDE I CONDO AND INT IN COMMON ELEMENT AND LIMITED COMMON ELEMENTS RECD IN OR 235-662 OR 3130-207 OR 3217-3395
Legal Range	21W
Legal Township	02S
Legal Section	34
Legal Subdivision	BEACHSIDE CONDO I
Legal Lot Number	4038
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1003
Census Tract	950609

Owner

Source: Walton County records, as of December 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2217 MORRISWOOD DR, FRANKLIN, TN 37064-4959
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2021	Deed of Trust, Mortgage THE FIRST A NATIONAL BANKING ASSN
Jun 13, 2022	Warranty Deed, Transfer · Conventional Mortgage CAPITAL CITY HOME LOANS LLC
Sep 23, 2021	Special Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Jan 13, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 13, 2022 · Amount on Record
Deed Sale	Jun 13, 2022 · Amount on Record
Prior Sale	Sep 23, 2021
Deed Document Number	20220027630
Deed Book / Page	3256 / 59
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	4038 BEACHSIDE ONE DR, MIRAMAR BEACH, FL 32550-4202
Transaction Type	Mortgage
Record Updated	Feb 20, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1612 ADELINE ST, HATTIESBURG, MS 39401-6266

Mortgage

Document Number	0032232373
Date	Nov 2, 2021
Book Page	3223/2373
Instrument	20210054588

Lender

Name	THE FIRST A NATIONAL BANKING ASSN
Type	Bank
Address	HATTIESBURG, MS 39401

Agreement

Amount	Amount Recorded

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jun 13, 2022
Property Address	4038 BEACHSIDE ONE DR, MIRAMAR BEACH, FL 32550-4202
Document Number	0032560059
Book / Page	3256 / 59
Map Reference	MB 235 PG 662
Instrument Date	Jun 9, 2022
Instrument	20220027630
Transaction Type	Transfer
Record Updated	Feb 20, 2024
Title Company	SETCO SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,705.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1612 ADELINE ST, HATTIESBURG, MS 39401-6266

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2217 MORRISWOOD DR, FRANKLIN, TN 37064-4959

Mortgage

Document Number	0000325661
Date	Jun 13, 2022
Instrument	3256/61

Lender

Name	CAPITAL CITY HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Type Change Date	Jul 1, 2032
Change Frequency	6 Months
Min Rate At Change	4.87%
Max Rate At Change	9.87%
Index	Other
Max Rate	9.87%

September 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Sep 23, 2021
Property Address	4038 BEACHSIDE ONE DR, MIRAMAR BEACH, FL 32550-4202
Document Number	0032173395
Book / Page	3217 / 3395
Map Reference	MB 235 PG 662
Instrument Date	Sep 17, 2021
Instrument	20210047927
Transaction Type	Transfer
Record Updated	Feb 20, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1612 ADELINE ST, HATTIESBURG, MS 39401-6266

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1612 ADELINE ST, HATTIESBURG, MS 39401-6266

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WALTON FL
Recording Date	Jan 13, 2020
Property Address	4038 BEACHSIDE ONE DR, MIRAMAR BEACH, FL 32550-4202
Document Number	0031300207
Book / Page	003130 / 000207
Instrument Date	Dec 17, 2019
Instrument	1253
Transaction Type	Transfer
Record Updated	Feb 5, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 16569 HATTIESBURG MS 394046569, HATTIESBURG, MS 39404-6569

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$698,255 (+5.12%) Building $698,255	$698,255 (+5.12%) Building $698,255
2024	$6,067.00 (+0.53%)
2023	$6,035.00 (+22.56%)	$664,269 (+25%) Building $664,269	$664,269 (+25%) Building $664,269
2022	$4,924.00	$531,416 Building $531,416	$531,416 Building $531,416

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 750 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4,168 units insured incl. 3,418 condo units
Nearby Flood Claims	64 (1995–2024)
Claims Outside the SFHA	45 of 64
Most Recent Claim	Sep 2024 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 7 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 29 claims Hurricane Frances, Sep 2004 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Wildstar Networks.

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