4034 Beachside One Dr, Miramar Beach, FL 32550 Property Records

Walton County property record for 4034 Beachside One Dr, Miramar Beach, FL 32550

Property Summary

Property Type	Condominium
Lot Size	0.01 acres (478 sqft)
Owner	Individual Name on Record
Last Sale	$545,000 (May 2019)
Tax Bill	$5,715 (2024)
Deeds & Mortgages	May 2019 Sale & Mortgage Sep 2018 Sale & Line of Credit + 1 more
Flood Zone	Zone X (moderate risk)
APN	`34-2S-21-42400-000-4034`

Property Details

APN / Parcel Number

Primary APN	`34-2S-21-42400-000-4034`
Alternative APN	`1076940`

Exterior

Lot Area	478 sqft (0.01 acres)

Location & Zoning

Account Number	1076940
Street Address	4034 BEACHSIDE ONE DR
City	MIRAMAR BEACH
State	FL
Zip	32550-4202
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	SD
Legal Description	UNIT 4034 BEACHSIDE I CONDO AND INTEREST IN COMMON ELEMENT AND LIMITED COMMON ELEMENTS REC IN OR 235-662 OR 1096-113 OR
Legal Range	21W
Legal Township	02S
Legal Section	34
Legal Subdivision	BEACHSIDE CONDO I
Legal Lot Number	4034
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1003
Census Tract	950609

Owner

Source: Walton County records, as of December 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	4034 BEACHSIDE ONE DR # 4034, 4034, MIRAMAR BEACH, FL 32550-4202
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 24, 2019	Warranty Deed, Transfer · Conventional Mortgage RENASANT BANK
Sep 27, 2018	Warranty Deed, Transfer · Line of Credit FIRST MO BK/SEMO
Dec 27, 2018	Grant Deed SETCO SERVICES LLC, SETCO SVCS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 24, 2019 · Amount on Record
Deed Sale	May 24, 2019 · Amount on Record
Prior Sale	Sep 27, 2018 · Amount on Record
Deed Document Number	20190016880
Deed Book / Page	3106 / 2159
Record Updated	Jun 8, 2026

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	May 24, 2019
Property Address	4034 BEACHSIDE ONE DR, MIRAMAR BEACH, FL 32550-4202
Document Number	0031062159
Book / Page	3106 / 2159
Map Reference	MB 1 PG 31V
Instrument Date	May 23, 2019
Instrument	20190016880
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	VINTAGE TITLE & ESCROW INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,815.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12965 CARRIER LN, 12965, DEXTER, MO 63841-9158

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4034 BEACHSIDE ONE DR, MIRAMAR BEACH, FL 32550-4202

Mortgage

Document Number	0031062162
Date	May 24, 2019
Instrument	3106/2162

Lender

Name	RENASANT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Sep 27, 2018
Property Address	4034 BEACHSIDE ONE DR, MIRAMAR BEACH, FL 32550-4202
Document Number	0030860964
Book / Page	003086 / 000964
Instrument Date	Sep 24, 2018
Instrument	32684
Transaction Type	Transfer
Record Updated	Oct 15, 2018
Title Company	SETCO SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,465.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	14412 SPYGLASS PT DEXTER MO 638418334, DEXTER, MO 63841-8334

Mortgage

Document Number	30860966
Date	Sep 27, 2018
Book Page	003086/000966
Instrument	32685

Lender

Name	FIRST MO BK/SEMO
Address	DEXTER, MO 63841

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 26, 2048

Interest

Rate Type	Adjustable Rate

December 2018: Grant Deed

Document Type	Grant Deed
Jurisdiction	WALTON FL
Recording Date	Dec 27, 2018
Property Address	4034 BEACHSIDE ONE DR, MIRAMAR BEACH, FL 32550-4202
Document Number	0030932238
Book / Page	003093 / 002238
Instrument Date	Sep 24, 2018
Instrument	42588
Record Updated	Jan 15, 2019
Title Company	SETCO SERVICES LLC, SETCO SVCS LLC

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	14412 SPYGLASS PT DEXTER MO 638418334, DEXTER, MO 63841-8334

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$698,255 (+5.12%) Building $698,255	$698,255 (+5.12%) Building $698,255
2024	$5,715.00 (+5.37%)
2023	$5,424.00 (+14.99%)	$664,269 (+25%) Building $664,269	$664,269 (+25%) Building $664,269
2022	$4,717.00	$531,416 Building $531,416	$531,416 Building $531,416

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 750 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4,168 units insured incl. 3,418 condo units
Nearby Flood Claims	64 (1995–2024)
Claims Outside the SFHA	45 of 64
Most Recent Claim	Sep 2024 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 7 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 29 claims Hurricane Frances, Sep 2004 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Wildstar Networks.

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