4038 Alberta Dr NE, Rochester, MN 55906 Property Records

Olmsted County property record for 4038 Alberta Dr NE, Rochester, MN 55906

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,126 sqft · built 1987
Lot Size	0.231 acres (10,062 sqft)
Owner	Individual Name on Record
Last Sale	$160,000 (Aug 2007)
Tax Bill	$4,318 (2026)
Deeds & Mortgages	Oct 2025 Second Mortgage Apr 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`74.24.21.023829`

Property Details

APN / Parcel Number

Primary APN	`74.24.21.023829`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,126 sqft Living Area
1st Floor Area	1,126 sqft
Basement Area	1,040 sqft
Finished Basement	946 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 2000
Architectural Style	Split Level
Exterior Material	Metal
Construction Type	Wood
Roof Type	Hip
Roof Material	Asphalt
Lot Area	10,062 sqft (0.231 acres)
Lot Dimensions	159 ft deep x 63 ft wide
Garage Type	Attached
Garage Area	490 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	40 sqft
Deck Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4038 ALBERTA DR NE
City	ROCHESTER
State	MN
Zip	55906-3938
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-24 TWP-107 RANGE-014 VIKING HILLS 1ST LOT-011 BLOCK-001 LOT 11 BLK 1
Legal Range	14
Legal Township	107
Legal Section	24
Legal Subdivision	VIKING HILLS 1ST
Legal Block	1
Legal Lot Number	11
Jurisdiction	OLMSTED MN
Township / Civil Division	ROCHESTER
Census Block Group	3
Census Block	3011
Census Tract	1603

Owner

Source: Olmsted County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4038 ALBERTA DR NE, ROCHESTER, MN 55906-3938
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage AFFINITY PLUS FCU
Apr 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage AFFINITY PLUS FCU
Apr 1, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage AFFINITY PLUS FCU
Oct 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage AFFINITY PLUS FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 20, 2007 · Amount on Record
Deed Sale	Aug 20, 2007 · Amount on Record
Deed Document Number	20071144747
Last Transfer Date	Jul 20, 2016
Transfer Doc	00A1412691
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLMSTED MN
Property Address	4038 ALBERTA DR NE, ROCHESTER, MN 55906-3938
Transaction Type	Mortgage
Record Updated	Dec 3, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00A1634171
Date	Oct 30, 2025
Instrument	A-1634171

Lender

Name	AFFINITY PLUS FCU
Type	Credit Union
Address	SAINT PAUL, MN 55107

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 20, 2040

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLMSTED MN
Property Address	4038 ALBERTA DR NE, ROCHESTER, MN 55906-3938
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00A1497019
Date	Apr 17, 2020
Instrument	A-1497019

Lender

Name	AFFINITY PLUS FCU
Type	Credit Union
Address	SAINT PAUL, MN 55107

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	May 1, 2030

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLMSTED MN
Property Address	4038 ALBERTA DR NE, ROCHESTER, MN 55906-3938
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00A1530998
Date	Apr 1, 2021
Instrument	A-1530998

Lender

Name	AFFINITY PLUS FCU
Type	Credit Union
Address	SAINT PAUL, MN 55107

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	119 Months
Due	Mar 5, 2031

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLMSTED MN
Property Address	4038 ALBERTA DR NE, ROCHESTER, MN 55906-3938
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00A1549432
Date	Oct 18, 2021
Instrument	A-1549432

Lender

Name	AFFINITY PLUS FCU
Type	Credit Union
Address	SAINT PAUL, MN 55107

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	97 Months
Due	Nov 1, 2029

Tax Assessment & Valuation

Source: Olmsted County assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Olmsted County
Municipality	Rochester City
Unified School District	Rochester Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,318.00 (+10.32%) Homeowner's exemption
2025	$3,914.00 Homeowner's exemption	$309,200 (+4.42%) Land $56,800 Building $252,400	$326,400 (+10.23%) Land $60,000 Building $266,400
2024		$296,100 Land $60,000 Building $236,100	$296,100 Land $60,000 Building $236,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Rochester serves 123,624 people · EPA ID MN1550010
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	7 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Hiawatha Broadband Communications, Minnesota WiFi.

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