4032 Alberta Dr NE, Rochester, MN 55906 Property Records

Olmsted County property record for 4032 Alberta Dr NE, Rochester, MN 55906

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,029 sqft · built 1988
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on Record
Last Sale	$355,000 (Mar 2026)
Tax Bill	$4,862 (2026)
Deeds & Mortgages	Dec 2025 Line of Credit May 2012 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`74.24.12.023851`

Property Details

APN / Parcel Number

Primary APN	`74.24.12.023851`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,029 sqft Living Area
1st Floor Area	1,029 sqft
Basement Area	969 sqft
Finished Basement	840 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 2015
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	116 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	25 sqft
Deck Area	143 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4032 ALBERTA DR NE
City	ROCHESTER
State	MN
Zip	55906-3920
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-24 TWP-107 RANGE-014 VIKING HILLS 1ST LOT-010 BLOCK-002 LOT 10 BLK 2
Legal Range	14
Legal Township	107
Legal Section	24
Legal Subdivision	VIKING HILLS 1ST
Legal Block	2
Legal Lot Number	10
Jurisdiction	OLMSTED MN
Township / Civil Division	ROCHESTER
Census Block Group	3
Census Block	3011
Census Tract	1603

Owner

Source: Olmsted County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4032 ALBERTA DR NE, ROCHESTER, MN 55906-3920
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 5, 2025	Deed of Trust, Mortgage · Line of Credit FIRST FARMERS & MERCHANTS STATE BANK
May 30, 2012	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Mar 4, 2026	Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Apr 16, 2021	Warranty Deed, Transfer · Conventional Mortgage US BANK NA
Apr 18, 2019	Intrafamily Transfer, Transfer
Sep 16, 2014	Warranty Deed, Transfer · Conventional Mortgage QR LENDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 4, 2026 · Amount on Record
Deed Sale	Mar 4, 2026 · Amount on Record
Prior Sale	Apr 16, 2021 · Amount on Record
Deed Document Number	20261640757
Prior Transfer Date	Apr 3, 2019
Prior Transfer Doc	00A1470487
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLMSTED MN
Property Address	4032 ALBERTA DR NE, ROCHESTER, MN 55906-3920
Transaction Type	Mortgage
Record Updated	Apr 28, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4032 ALBERTA DR NE, ROCHESTER, MN 55906-3920

Mortgage

Document Number	00A1636181
Date	Dec 5, 2025
Instrument	A-1636181

Lender

Name	FIRST FARMERS & MERCHANTS STATE BANK
Type	Bank
Address	STEWARTVILLE, MN 55976

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	3 Months
Due	Mar 24, 2026

May 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLMSTED MN
Property Address	4032 ALBERTA DR NE, ROCHESTER, MN 55906-3920
Transaction Type	Mortgage
Record Updated	Apr 28, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	00A1289046
Date	May 30, 2012
Instrument	A-1289046

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2042

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OLMSTED MN
Recording Date	Mar 4, 2026
Property Address	4032 ALBERTA DR NE, ROCHESTER, MN 55906-3920
Document Number	00A1640757
Instrument Date	Mar 2, 2026
Instrument	A-1640757
Transaction Type	Transfer
Record Updated	Apr 28, 2026
Title Company	MARKET TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,171.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4032 ALBERTA DR NE, ROCHESTER, MN 55906-3920
Investor	Possibly a Property Investor

Mortgage

Document Number	00A1640758
Date	Mar 4, 2026
Instrument	A-1640758

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2056

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OLMSTED MN
Recording Date	Apr 16, 2021
Property Address	4032 ALBERTA DR NE, ROCHESTER, MN 55906-3920
Document Number	00A1532427
Instrument Date	Mar 31, 2021
Instrument	A-1532427
Transaction Type	Transfer
Record Updated	Aug 9, 2022
Title Company	ROCHESTER TITLE AND ESCROW COMPANY, ROCHESTER TITLE & ESCROW CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,052.70
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4032 ALBERTA DR NE, ROCHESTER, MN 55906-3920

Mortgage

Document Number	00A1532428
Date	Apr 16, 2021
Instrument	A-1532428

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

April 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OLMSTED MN
Recording Date	Apr 18, 2019
Property Address	4032 ALBERTA DR NE, ROCHESTER, MN 55906-3920
Document Number	00A1470487
Instrument Date	Apr 3, 2019
Instrument	A-1470487
Transaction Type	Transfer
Record Updated	Aug 9, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4032 ALBERTA DR NE, ROCHESTER, MN 55906-3920

September 2014: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OLMSTED MN
Recording Date	Sep 16, 2014
Property Address	4032 ALBERTA DR NE, ROCHESTER, MN 55906-3920
Document Number	00A1355027
Instrument Date	Aug 20, 2014
Instrument	A-1355027
Transaction Type	Transfer
Record Updated	Aug 9, 2022
Title Company	HOLT TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$627.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4032 ALBERTA DR NE, ROCHESTER, MN 55906-3920

Mortgage

Document Number	00A1355028
Date	Sep 16, 2014
Instrument	A-1355028

Lender

Name	QR LENDING
Type	Lending Institution
Address	MADISON, WI 53719

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2044

Tax Assessment & Valuation

Source: Olmsted County assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Olmsted County
Municipality	Rochester City
Unified School District	Rochester Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,862.00 (+9.21%)
2025	$4,452.00	$351,600 (+10.43%) Land $60,000 Building $291,600	$351,600 (+10.43%) Land $60,000 Building $291,600
2024		$318,400 Land $60,000 Building $258,400	$318,400 Land $60,000 Building $258,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Rochester serves 123,624 people · EPA ID MN1550010
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	7 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Hiawatha Broadband Communications, Minnesota WiFi.

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