4037 Divot Ct, Duluth, GA 30097 Property Records

Gwinnett County property record for 4037 Divot Ct, Duluth, GA 30097

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,488 sqft · built 2003
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on File
Last Sale	$505,000 (Nov 2023)
Tax Bill	$6,480 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Nov 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`7-243-394`

Property Details

APN / Parcel Number

Primary APN	`7-243-394`
Alternative APNs	`R7243-394` `3295757`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,488 sqft Living Area
Gross Area	2,928 sqft
1st Floor Area	968 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,534 sqft (0.15 acres)
View / Lot	Primary
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	40 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4037 DIVOT CT
City	DULUTH
State	GA
Zip	30097-8189
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	L43 OVERLOOK
Legal Subdivision	OVERLOOK
Legal Lot Number	43
Jurisdiction	GWINNETT GA
Township / Civil Division	SUWANEE-DULUTH
Census Block Group	1
Census Block	1007
Census Tract	50234

Owner

4037 Divot Ct is owned and occupied by an individual who bought it in November 2023.

Source: Gwinnett County records, as of May 28, 2026

Owner of Record	Individual Name on File
Mailing Address	4037 DIVOT CT, DULUTH, GA 30097-8189
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2025	Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK
Nov 2, 2023	Warranty Deed, Transfer · Conventional Mortgage TRUIST BANK
Nov 26, 2018	Deed of Trust, Mortgage · Line of Credit SUNTRUST BK
Oct 19, 2018	Grant Deed, Construction Loan · Line of Credit FIDELITY BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 2, 2023 · Amount on File
Deed Sale	Nov 2, 2023 · Amount on File
Prior Sale	Sep 18, 2013 · Amount on File
Deed Book / Page	60895 / 126
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GWINNETT GA
Property Address	4037 DIVOT CT, DULUTH, GA 30097-8189
Transaction Type	Mortgage
Record Updated	Feb 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4037 DIVOT CT, DULUTH, GA 30097-8189

Mortgage

Document Number	0622100065
Date	Dec 1, 2025
Book Page	0000062210/0000000065

Lender

Name	TRUIST BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	336 Months
Due	Jan 1, 2053

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GWINNETT GA
Recording Date	Nov 2, 2023
Property Address	4037 DIVOT CT, DULUTH, GA 30097-8189
Document Number	0608950126
Book / Page	60895 / 126
Instrument Date	Nov 1, 2023
Transaction Type	Transfer
Record Updated	Dec 22, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4037 DIVOT CT, DULUTH, GA 30097-8189

Mortgage

Document Number	0608950129
Date	Nov 2, 2023
Book Page	0000060895/0000000129

Lender

Name	TRUIST BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2053

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GWINNETT GA
Property Address	4037 DIVOT CT, DULUTH, GA 30097-8189
Document Number	0563130568
Instrument Date	Nov 26, 2018
Transaction Type	Mortgage
Record Updated	Feb 14, 2019
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4037 DIVOT CT DULUTH GA 300978189, DULUTH, GA 30097-8189

Mortgage

Document Number	0563130568
Date	Dec 17, 2018
Book Page	056313/000568

Lender

Name	SUNTRUST BK
Type	Bank
Address	ATLANTA, GA 30328

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Dec 16, 2048

Interest

Rate Type	Adjustable Rate

October 2018: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	GWINNETT GA
Recording Date	Oct 19, 2018
Property Address	4037 DIVOT CT, DULUTH, GA 30097-8189
Document Number	0561750210
Book / Page	056175 / 000210
Instrument Date	Oct 10, 2018
Transaction Type	Construction Loan
Record Updated	Nov 19, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$540.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4028 DIVOT CT DULUTH GA 300978189, DULUTH, GA 30097-8189
Investor	Possibly a Property Investor

Mortgage

Document Number	561750211
Date	Oct 19, 2018
Book Page	056175/000211

Lender

Name	FIDELITY BK
Type	Bank
Address	3490 PIEDMONT RD NE # 420, ATLANTA, GA 30305-4804

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Oct 18, 2019

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 4037 Divot Ct was $6,480.

Source: Gwinnett County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Gwinnett County
Municipality	Duluth City
Unified School District	Gwinnett County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,480.00	$225,640 Land $29,920 Building $195,720	$564,100 Land $74,800 Building $489,300
2023	$4,167.00	$191,720 Land $40,000 Building $151,720
2022			$479,300 Land $100,000 Building $379,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4037 Divot Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4037 Divot Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Georgia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GWINNETT CO. DEPT. OF WATER RESOURCES serves 975,000 people · EPA ID GA1350004
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 415 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon, Xfinity.

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