3997 Divot Ct, Duluth, GA 30097 Property Records

Gwinnett County property record for 3997 Divot Ct, Duluth, GA 30097

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,528 sqft · built 2003
Lot Size	0.37 acres (16,117 sqft)
Owner	Individual Name on Record
Last Sale	$285,000 (Mar 2018)
Tax Bill	$1,220 (2025)
Deeds & Mortgages	Mar 2021 Line of Credit Mar 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`7-243-390`

Property Details

APN / Parcel Number

Primary APN	`7-243-390`
Alternative APNs	`R7243-390` `3295714`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,528 sqft Living Area
Gross Area	2,948 sqft
1st Floor Area	1,149 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	16,117 sqft (0.37 acres)
View / Lot	Primary
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	113 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3997 DIVOT CT
City	DULUTH
State	GA
Zip	30097-8189
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	L39 OVERLOOK
Legal Subdivision	OVERLOOK
Legal Lot Number	39
Jurisdiction	GWINNETT GA
Township / Civil Division	SUWANEE-DULUTH
Census Block Group	1
Census Block	1007
Census Tract	50234

Owner

Source: Gwinnett County records, as of May 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3997 DIVOT CT, DULUTH, GA 30097-8189
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2021	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING
Mar 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIGURE LENDING
Apr 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage DELMAR FIN'L
Mar 20, 2018	Quit Claim Deed, Transfer UNITED WHOLESALE MTG
Mar 18, 2018	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MTG
Feb 6, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 16, 2018 · Amount on Record
Deed Sale	Mar 16, 2018 · Amount on Record
Prior Sale	Mar 16, 2018 · Amount on Record
Deed Document Number	20186251
Deed Book / Page	55765 / 307
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GWINNETT GA
Property Address	3997 DIVOT CT, DULUTH, GA 30097-8189
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3997 DIVOT CT, DULUTH, GA 30097-8189

Mortgage

Document Number	0585030702
Date	Mar 17, 2021
Book Page	0000058503/0000000702

Lender

Name	FIGURE LENDING

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GWINNETT GA
Property Address	3997 DIVOT CT, DULUTH, GA 30097-8189
Transaction Type	Mortgage
Record Updated	Jul 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3997 DIVOT CT, DULUTH, GA 30097-8189

Mortgage

Document Number	0585030000000702
Date	Mar 17, 2021
Book Page	0000058503/0000000702

Lender

Name	FIGURE LENDING

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GWINNETT GA
Property Address	3997 DIVOT CT, DULUTH, GA 30097-8189
Document Number	0574710122
Instrument Date	Apr 7, 2020
Transaction Type	Mortgage
Record Updated	May 28, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3997 DIVOT CT DULUTH GA 300978189, DULUTH, GA 30097-8189

Mortgage

Document Number	0574710122
Date	May 12, 2020
Book Page	057471/000122

Lender

Name	DELMAR FIN'L
Type	Funding / Finance Company
Address	SAINT LOUIS, MO 63141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 11, 2050

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GWINNETT GA
Recording Date	Mar 20, 2018
Property Address	3997 DIVOT CT, DULUTH, GA 30097-8189
Document Number	0557650307
Book / Page	055765 / 000307
Instrument Date	Mar 16, 2018
Transaction Type	Transfer
Record Updated	Jul 21, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3997 DIVOT CT DULUTH GA 300978189, DULUTH, GA 30097-8189

Mortgage

Document Number	557650282
Date	Mar 20, 2018
Book Page	055765/000282

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	TROY, MI 48083

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 19, 2048

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	GWINNETT GA
Recording Date	Mar 18, 2018
Property Address	3997 DIVOT CT, DULUTH, GA 30097-8189
Document Number	0557650280
Book / Page	055765 / 000280
Instrument Date	Mar 16, 2018
Transaction Type	Transfer
Record Updated	Jul 21, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$285.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	557650282
Date	Mar 18, 2018
Book Page	055765/000282

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	TROY, MI 48083

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 17, 2048

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GWINNETT GA
Recording Date	Feb 6, 2018
Property Address	3997 DIVOT CT, DULUTH, GA 30097-8189
Document Number	0556890859
Book / Page	055689 / 000859
Instrument Date	Jan 22, 2018
Transaction Type	Transfer
Record Updated	Mar 15, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$285.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3997 DIVOT CT GA, GA

Tax Assessment & Valuation

Source: Gwinnett County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Gwinnett County
Municipality	Duluth City
Unified School District	Gwinnett County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,220.00 (+13.28%)	$226,240 (+17.93%) Land $29,920 Building $196,320	$565,600 (+17.93%) Land $74,800 Building $490,800
2023	$1,077.00	$191,840 Land $40,000 Building $151,840
2022			$479,600 Land $100,000 Building $379,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Georgia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GWINNETT CO. DEPT. OF WATER RESOURCES serves 975,000 people · EPA ID GA1350004
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 415 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon, Xfinity.

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