Lancaster County property record for 4036 Waters Edge Ln, Lancaster, SC 29720
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,370 sqft · built 2004 |
| Lot Size | 0.73 acres (31,811 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $185,900 (Jul 2005) |
| Tax Bill | $1,621 (2025) |
| Deeds & Mortgages | Jun 2022 Mortgage Jul 2020 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 0049E-0A-043.00 |
| Primary APN | 0049E-0A-043.00 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,370 sqft Living Area |
| Gross Area | 1,641 sqft |
| Flooring | Wood |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 31,811 sqft (0.73 acres) |
| Lot Width | 1.3 ft Width |
| Garage Area | 420 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 74534 |
|---|---|
| Street Address | 4036 WATERS EDGE LN |
| City | LANCASTER |
| State | SC |
| Zip | 29720-6511 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MDR |
| Legal Description | 130X208X132X230 |
| Legal Subdivision | TIMBER |
| Legal Block | 43 |
| Legal Lot Number | 43 |
| Jurisdiction | LANCASTER SC |
| Township / Civil Division | LANCASTER |
| Census Block Group | 3 |
| Census Block | 3033 |
| Census Tract | 11100 |
4036 Waters Edge Ln is owned and occupied by two individuals who bought it in July 2005.
Source: Lancaster County records, as of July 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4036 WATERS EDGE LN, LANCASTER, SC 29720-6511 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 6, 2022 | Deed of Trust, Mortgage · VA Mortgage DEPARTMENT OF VETERANS AFFAIRS |
| Jul 27, 2020 | Loan Modification, Mortgage · VA Mortgage NATIONSTAR MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 19, 2005 · Amount on File |
| Deed Sale | Jul 19, 2005 · Amount on File |
| Deed Document Number | 2005500074 |
| Deed Book / Page | 291 / 230 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANCASTER SC |
| Property Address | 4036 WATERS EDGE LN, LANCASTER, SC 29720-6511 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2022 |
| Name | Verified Name |
|---|---|
| Address | 4036 WATERS EDGE LN, LANCASTER, SC 29720-6511 |
| Document Number | 0000009432 |
|---|---|
| Date | Jun 6, 2022 |
| Book Page | 4759/89 |
| Instrument | 2022009432 |
| Name | DEPARTMENT OF VETERANS AFFAIRS |
|---|---|
| Type | Government Agency |
| Address | NASHVILLE, TN 37203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 269 Months |
| Due | Nov 1, 2044 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | LANCASTER SC |
| Property Address | 4036 WATERS EDGE LN, LANCASTER, SC 29720-6511 |
| Document Number | 0000017339 |
| Instrument Date | Jul 27, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2020 |
| Title Company | CORELOGIC-SOLUTIONS EXPRESS |
| Name | Verified Name |
|---|---|
| Address | 4036 WATERS EDGE LN LANCASTER SC 297206511, LANCASTER, SC 29720-6511 |
| Document Number | 0000017339 |
|---|---|
| Date | Oct 7, 2020 |
| Book Page | 004152/000286 |
| Instrument | 17339 |
| Name | NATIONSTAR MTG |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Oct 6, 2045 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.5% |
The 2025 property tax bill for 4036 Waters Edge Ln was $1,621, up 9.4% from the year before.
Source: Lancaster County assessment roll, as of March 27, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Lancaster County |
| Unified School District | Lancaster County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,621.00 (+9.38%) | $11,105 Land $1,861 Building $9,244 | $447,600 Land $75,000 Building $372,600 |
| 2024 | $1,482.00 (+0.41%) | ||
| 2023 | $1,476.00 | $9,656 Land $1,200 Building $8,456 | $241,400 Land $30,000 Building $211,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4036 Waters Edge Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 4036 Waters Edge Ln is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 96% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LANCASTER serves 14,074 people · EPA ID SC2910001 |
|---|---|
| Water Source | Purchased surface water from LANCASTER COUNTY W&SD |
| Last State Inspection | Sep 2024 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Comporium Cable | 1,000 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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