Lancaster County property record for 4032 Waters Edge Ln, Lancaster, SC 29720
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,318 sqft · built 2004 |
| Lot Size | 0.717 acres (31,247 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $361,000 (Feb 2022) |
| Tax Bill | $2,419 (2025) |
| Deeds & Mortgages | Feb 2022 Sale & Mortgage Dec 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0049E-0A-044.00 |
| Primary APN | 0049E-0A-044.00 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,318 sqft Living Area |
| Gross Area | 1,639 sqft |
| Flooring | Wood |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 31,247 sqft (0.717 acres) |
| Lot Width | 1.3 ft Width |
| Garage Area | 420 sqft |
| Porch | Porch |
| Porch Area | 24 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 74535 |
|---|---|
| Street Address | 4032 WATERS EDGE LN |
| City | LANCASTER |
| State | SC |
| Zip | 29720-6511 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MDR |
| Legal Description | 130X230X130X240 |
| Legal Subdivision | TIMBER CREEK SUBDIVISION |
| Legal Block | 44 |
| Legal Lot Number | 44 |
| Jurisdiction | LANCASTER SC |
| Township / Civil Division | LANCASTER |
| Census Block Group | 3 |
| Census Block | 3033 |
| Census Tract | 11100 |
Source: Lancaster County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4032 WATERS EDGE LN, LANCASTER, SC 29720-6511 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 10, 2022 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Dec 6, 2018 | Deed, Transfer · Conventional Mortgage CITIBANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 10, 2022 · Amount on Record |
| Deed Sale | Feb 10, 2022 · Amount on Record |
| Prior Sale | Dec 6, 2018 · Amount on Record |
| Deed Document Number | 20222274 |
| Deed Book / Page | 1517 / 132 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LANCASTER SC |
| Recording Date | Feb 10, 2022 |
| Property Address | 4032 WATERS EDGE LN, LANCASTER, SC 29720-6511 |
| Document Number | 0000002274 |
| Book / Page | 1517 / 132 |
| Map Reference | CAB 99 PG 73 |
| Instrument Date | Jan 27, 2022 |
| Instrument | 2022002274 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $938.60 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1104 E WILSON AVE # AVE4, 1104, GLENDALE, CA 91206-4539 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4032 WATERS EDGE LN, LANCASTER, SC 29720-6511 |
| Document Number | 0000002275 |
|---|---|
| Date | Feb 10, 2022 |
| Book Page | 4665/292 |
| Instrument | 2022002275 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LANCASTER SC |
| Recording Date | Dec 6, 2018 |
| Property Address | 4032 WATERS EDGE LN, LANCASTER, SC 29720-6511 |
| Document Number | 0000017520 |
| Book / Page | 1190 / 146 |
| Map Reference | CAB 99 PG 73 |
| Instrument Date | Nov 16, 2018 |
| Instrument | 2018017520 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4032 WATERS EDGE LN, LANCASTER, SC 29720-6511 |
| Document Number | 0000017521 |
|---|---|
| Date | Dec 6, 2018 |
| Instrument | 2018017521 |
| Name | CITIBANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2049 |
Source: Lancaster County assessment roll, as of March 27, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Lancaster County |
| Unified School District | Lancaster County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,419.00 (+9.41%) | $16,569 (-23.33%) Land $2,824 Building $13,745 | $440,000 (+22.15%) Land $75,000 Building $365,000 |
| 2024 | $2,211.00 (+0.41%) | ||
| 2023 | $2,202.00 | $21,612 Land $3,000 Building $18,612 | $360,200 Land $50,000 Building $310,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 96% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LANCASTER serves 14,074 people · EPA ID SC2910001 |
|---|---|
| Water Source | Purchased surface water from LANCASTER COUNTY W&SD |
| Last State Inspection | Sep 2024 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Comporium Cable | 1,000 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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