4035 55th St, Vero Beach, FL 32967 Property Records

Indian River County property record for 4035 55th St, Vero Beach, FL 32967

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,810 sqft · built 2017
Lot Size0.189 acres (8,276 sqft)
OwnerIndividual Name on File
Last Sale$385,000 (Jul 2021)
Tax Bill$5,817 (2025)
Deeds & MortgagesJul 2021 Sale & Mortgage
Mar 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN32-39-15-00003-0000-00120.0

Property Details

APN / Parcel Number

Primary APN32-39-15-00003-0000-00120.0
Alternative APN
  • 44783

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Building Area1,810 sqft Living Area
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2017
Exterior MaterialConcrete Block
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area8,276 sqft (0.189 acres)
Lot Dimensions150 ft deep x 55 ft wide
Garage Area380 sqft
DrivewayDriveway
Driveway Area540 sqft

Exterior Amenities

Pool Area338 sqft
PorchOpen Porch
Patio Area418 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number44783
Street Address4035 55TH ST
CityVERO BEACH
StateFL
Zip32967-2419
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-6
Legal DescriptionVEROLAGO PHASE 4 LOT 120 PBI 20-38
Legal Range39
Legal Township32
Legal Section15
Legal SubdivisionVEROLAGO PHASE 4
Legal Phase4
Legal Lot Number120
JurisdictionINDIAN RIVER FL
Township / Civil DivisionVERO BEACH
Census Block Group1
Census Block1005
Census Tract50811

Owner

4035 55th St is owned and occupied by an individual who bought it in July 2021.

Source: Indian River County records, as of March 5, 2026

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address4035 55TH ST, VERO BEACH, FL 32967-2419
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 2, 2021Warranty Deed, Transfer · Conventional Mortgage
BAY CAPITAL MORTGAGE CORP
Mar 28, 2017Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
NP INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 2, 2021 · Amount on File
Deed SaleJul 2, 2021 · Amount on File
Prior SaleMar 28, 2017 · Amount on File
Deed Document Number3120210048276
Deed Book / Page3440 / 1044
Record UpdatedJun 8, 2026

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionINDIAN RIVER FL
Recording DateJul 2, 2021
Property Address4035 55TH ST, VERO BEACH, FL 32967-2419
Document Number0034401044
Book / Page3440 / 1044
Map ReferenceMB 20 PG 38-43
Instrument DateJun 29, 2021
Instrument3120210048276
Transaction TypeTransfer
Record UpdatedJul 21, 2021
Title CompanyELITE TITLE COMPANY INC, ELITE TTL OF TREASURE COAST

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,695.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12177 SE 307TH PL, AUBURN, WA 98092-3125

Mortgage

Document Number34401045
DateJul 2, 2021
Instrument3440/1045
Lender
NameBAY CAPITAL MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJul 1, 2051

March 2017: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionINDIAN RIVER FL
Recording DateMar 28, 2017
Property Address4035 55TH ST, VERO BEACH, FL 32967-2419
Document Number0030101035
Book / Page3010 / 1035
Map ReferenceMB20 PG38
Instrument DateMar 24, 2017
Instrument3120170015593
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 6, 2021
Title CompanyRTC TITLE INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,985.20
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4035 55TH ST, VERO BEACH, FL 32967-2419

Mortgage

Document Number0030101037
DateMar 28, 2017
Book Page3010/1037
Instrument3120170015594
Lender
NameNP INC
TypeNon-Lending Institution
AddressBOCA RATON, FL 33431
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 4035 55th St was $5,817.

Source: Indian River County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyIndian River County
Unified School DistrictIndian River County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,817.00$425,254$458,490 Land $46,750 Building $411,740
2023$5,209.00 (+15.45%)$401,233 (+14.97%)$452,740 (+29.73%) Land $38,250 Building $414,490
2022$4,512.00$348,990 Land $38,250 Building $310,740$348,990 Land $38,250 Building $310,740

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4035 55th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 94 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies94 in force
Nearby Flood Claims1 (2024)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4035 55th St is moderate, ranking above 58% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 58% of the US · lower than 69% of Florida
Wildfire Likelihood0.1% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDIAN RIVER COUNTY UTILITIES (2 WTPS)
serves 126,893 people · EPA ID FL3314052
Water SourceGroundwater
Last State InspectionJun 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting14
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on 55th St

Nearby Streets

Search Property Records by Address or Parcel Number