Indian River County property record for 4010 55th St, Vero Beach, FL 32967
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,958 sqft · built 2017 |
| Lot Size | 0.219 acres (9,583 sqft) |
| Owner | Individual Name on File |
| Last Sale | $500,000 (Jul 2022) |
| Tax Bill | $7,710 (2025) |
| Deeds & Mortgages | Jul 2022 Sale & Mortgage Mar 2018 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 32-39-15-00003-0000-00184.0 |
| Primary APN | 32-39-15-00003-0000-00184.0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 15 Plumbing Fixtures |
| Building Area | 2,958 sqft Living Area |
| 2nd Floor Area | 1,239 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2017 |
|---|---|
| Exterior Material | Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Clay Tile |
| Lot Area | 9,583 sqft (0.219 acres) |
| Lot Dimensions | 173 ft deep x 92 ft wide |
| Garage Area | 626 sqft |
| Driveway | Driveway |
| Driveway Area | 792 sqft |
| Porch | Open Porch |
| Fence | Fence |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 44828 |
|---|---|
| Street Address | 4010 55TH ST |
| City | VERO BEACH |
| State | FL |
| Zip | 32967-2418 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-6 |
| Legal Description | VEROLAGO PHASE 4 LOT 184 PBI 20-38 |
| Legal Range | 39 |
| Legal Township | 32 |
| Legal Section | 15 |
| Legal Subdivision | VEROLAGO PHASE 4 |
| Legal Phase | 4 |
| Legal Lot Number | 184 |
| Jurisdiction | INDIAN RIVER FL |
| Township / Civil Division | VERO BEACH |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 50811 |
4010 55th St is owned and occupied by an individual who bought it in July 2022.
Source: Indian River County records, as of March 5, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4010 55TH ST, VERO BEACH, FL 32967-2418 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 8, 2022 | Warranty Deed, Transfer · Conventional Mortgage TRUIST BANK |
| Mar 5, 2018 | Deed of Trust, Mortgage · Line of Credit BANK OF NAT'L TR & SVGS |
| May 31, 2017 | Grant Deed, Subdivision Related Transfer · Conventional Mortgage CALIBER HM LOANS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 8, 2022 · Amount on File |
| Deed Sale | Jul 8, 2022 · Amount on File |
| Prior Sale | May 31, 2017 · Amount on File |
| Deed Document Number | 3120220043017 |
| Deed Book / Page | 3554 / 2410 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | Jul 8, 2022 |
| Property Address | 4010 55TH ST, VERO BEACH, FL 32967-2418 |
| Document Number | 0035542410 |
| Book / Page | 3554 / 2410 |
| Map Reference | MB 20 PG 38-43 |
| Instrument Date | Jul 7, 2022 |
| Instrument | 3120220043017 |
| Transaction Type | Transfer |
| Record Updated | Jul 19, 2022 |
| Title Company | SUPREME TITLE SOLUTIONS LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,500.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1880 HAWTHORNE DR, 1880, VERO BEACH, FL 32962-7335 |
| Name | Verified Name |
|---|---|
| Address | 4010 55TH ST, VERO BEACH, FL 32967-2418 |
| Document Number | 0035542412 |
|---|---|
| Date | Jul 8, 2022 |
| Instrument | 3554/2412 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 4010 55TH ST, VERO BEACH, FL 32967-2418 |
| Document Number | 0030990878 |
| Instrument Date | Mar 5, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2018 |
| Title Company | AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 4010 55TH ST VERO BEACH FL 329672418, VERO BEACH, FL 32967-2418 |
| Document Number | 0030990878 |
|---|---|
| Date | Mar 13, 2018 |
| Book Page | 003099/000878 |
| Instrument | 14954 |
| Name | BANK OF NAT'L TR & SVGS |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 12, 2048 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | May 31, 2017 |
| Property Address | 4010 55TH ST, VERO BEACH, FL 32967-2418 |
| Document Number | 0030282242 |
| Book / Page | 003028 / 002242 |
| Instrument Date | May 30, 2017 |
| Instrument | 31085 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Oct 26, 2017 |
| Title Company | RTC TITLE, RTC TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,304.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4010 55TH ST VERO BEACH FL 329672418, VERO BEACH, FL 32967-2418 |
| Document Number | 30282244 |
|---|---|
| Date | May 31, 2017 |
| Book Page | 003028/002244 |
| Instrument | 31086 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 30, 2047 |
The 2025 property tax bill for 4010 55th St was $7,710.
Source: Indian River County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Indian River County |
| Unified School District | Indian River County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,710.00 | $559,967 Land $46,750 Building $513,217 | $559,967 Land $46,750 Building $513,217 |
| 2023 | $7,619.00 (+124.95%) | $534,909 (+99.01%) Land $38,250 Building $496,659 | $534,909 (+17.97%) Land $38,250 Building $496,659 |
| 2022 | $3,387.00 | $268,785 | $453,424 Land $38,250 Building $415,174 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4010 55th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 94 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 94 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4010 55th St is moderate, ranking above 58% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 58% of the US · lower than 69% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 14 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures