4034 Watts Rd, Waterloo, NY 13165 Property Records

Seneca County and Fayette Town property record for 4034 Watts Rd, Waterloo, NY 13165

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,080 sqft · built 1974
Lot Size2.2 acres (95,832 sqft)
OwnerIndividual Name on File
Tax Bill$3,090 (2026)
Deeds & MortgagesAug 2019 Refinance
APN452289 24-1-05.2

Property Details

APN / Parcel Number

Primary APN452289 24-1-05.2
Alternative APN
  • 228902400000010050020000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,080 sqft Living Area
1st Floor Area864 sqft
Upper Floors Area216 sqft

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Architectural StyleCape Cod
Exterior MaterialWood
Lot Area95,832 sqft (2.2 acres)

Exterior Amenities

Pool TypeAbove-Ground Pool
Pool Area113 sqft
PorchSlab
Porch Area120 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil
SewerSeptic
Water SourceWell

Location & Zoning

Street Address4034 WATTS RD
CityWATERLOO
StateNY
Zip13165-9601
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code02 - SINGL
Legal Block1
Legal Lot Number5.002
JurisdictionSENECA NY
Township / Civil DivisionFAYETTE
Census Block Group3
Census Block3002
Census Tract950700

Owner

4034 Watts Rd is owned and occupied by an individual.

Source: Seneca County and Fayette Town records, as of September 23, 2026

Owner of RecordIndividual Name on File
Mailing Address4034 WATTS RD, WATERLOO, NY 13165-9601
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSENECA NY
Property Address4034 WATTS RD, WATERLOO, NY 13165-9601
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1714/102
DateAug 27, 2019
Book Page1714/102
Instrument45751
Lender
NameFINGER LAKES FEDERAL CREDIT UNION
Agreement
TypeStand-Alone Refinance
AmountAmount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 4034 Watts Rd was $3,090 with a homeowner's exemption, up 12.7% from the year before.

Source: Seneca County and Fayette Town assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySeneca County
County SubdivisionFayette Town
Unified School DistrictWaterloo Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,090.00 (+12.69%) Homeowner's exemption
2025$2,742.00$89,400 Land $23,600 Building $65,800$156,800 Land $41,392 Building $115,408
2023$89,400 Land $23,600 Building $65,800$124,167 Land $32,778 Building $91,389
2019$726.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 4034 Watts Rd; 3 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4034 Watts Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
CBN
Fixed Wireless · not low latency
100 / 100

Nearby Properties on Watts Rd

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