3794 Watts Rd, Waterloo, NY 13165 Property Records

Seneca County and Fayette Town property record for 3794 Watts Rd, Waterloo, NY 13165

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,372 sqft · built 1991
Lot Size	1.12 acres (48,787 sqft)
Owner	Individual Name on Record
Last Sale	$280,000 (Oct 2024)
Tax Bill	$5,418 (2026)
Deeds & Mortgages	Oct 2024 Sale May 2021 Sale & Mortgage
APN	`452289 20-1-24.2`

Property Details

APN / Parcel Number

Primary APN	`452289 20-1-24.2`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,372 sqft Living Area
1st Floor Area	1,220 sqft
Basement Area	1,152 sqft
Finished Basement	1,152 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	48,787 sqft (1.12 acres)
Garage Type	Attached
Garage Area	728 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	16 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	3794 WATTS RD
City	WATERLOO
State	NY
Zip	13165-9601
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGL
Legal Description	MB71-302, 558/346
Legal Block	1
Legal Lot Number	24.002
Jurisdiction	SENECA NY
Township / Civil Division	FAYETTE
Census Block Group	3
Census Block	3002
Census Tract	950700

Owner

Source: Seneca County and Fayette Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1687 LAKE TO LAKE RD, STANLEY, NY 14561-9560
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2024	Warranty Deed, Transfer
May 24, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage LYONS SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 22, 2024 · Amount on Record
Deed Sale	Oct 22, 2024 · Amount on Record
Prior Sale	May 24, 2021 · Amount on Record
Deed Book / Page	1109 / 36
Record Updated	Oct 29, 2026

October 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SENECA NY
Recording Date	Oct 22, 2024
Property Address	3794 WATTS RD, WATERLOO, NY 13165-9601
Document Number	0001109/36
Book / Page	1109 / 36
Instrument Date	Jul 31, 2024
Instrument	68230
Transaction Type	Transfer
Record Updated	Jan 13, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1687 LAKE TO LAKE RD, STANLEY, NY 14561-9560

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SENECA NY
Recording Date	May 24, 2021
Property Address	3794 WATTS RD, WATERLOO, NY 13165-9601
Document Number	0001033/71
Book / Page	1033 / 71
Instrument Date	May 21, 2021
Instrument	53649
Transaction Type	Transfer
Record Updated	Jan 13, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3246 STATE ROUTE 89, SENECA FALLS, NY 13148-8513

Mortgage

Document Number	0000053650
Date	May 24, 2021
Instrument	53650

Lender

Name	LYONS SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Seneca County and Fayette Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Seneca County
County Subdivision	Fayette Town
Unified School District	Waterloo Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,418.00 (+12.73%)
2025	$4,806.00 (+5.12%)	$157,600 (-) Land $20,300 Building $137,300	$276,500 (+15.79%) Land $35,615 Building $240,885
2024	$4,572.00 (+265.18%)	$157,600 (-) Land $20,300 Building $137,300	$238,800 (+9.1%) Land $30,759 Building $208,041
2023		$157,600 Land $20,300 Building $137,300	$218,889 Land $28,194 Building $190,695
2019	$1,252.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 91% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
CBN Fixed Wireless · not low latency	100 / 100

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