40325 Charlesburg Dr, Temecula, CA 92591 Property Records

Riverside County property record for 40325 Charlesburg Dr, Temecula, CA 92591

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,318 sqft · built 2006
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Trust Names on File
Last Sale	$465,500 (Dec 2014)
Tax Bill	$6,031 (2025)
Deeds & Mortgages	May 2023 Line of Credit Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`916-672-010`

Property Details

APN / Parcel Number

Primary APN	`916-672-010`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	3,318 sqft Living Area
Gross Area	4,169 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2007
Construction Type	Wood
Roof Material	Tile
Lot Area	6,534 sqft (0.15 acres)
Garage Type	Attached
Garage Area	664 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	40325 CHARLESBURG DR
City	TEMECULA
State	CA
Zip	92591-4426
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.15 ACRES M/L IN LOT 15 MB 393/029 TR 32437-3
Legal Subdivision	TRACT NO 32437 3
Legal Tract	32437-3
Legal Lot Number	15
Jurisdiction	RIVERSIDE CA
Township / Civil Division	MURRIETA
Census Block Group	2
Census Block	2000
Census Tract	49600

Owner

40325 Charlesburg Dr is owner-occupied and held in a trust since January 2025.

Source: Riverside County records, as of August 26, 2026

Owner of Record	2 Trust Names on File
Mailing Address	40325 CHARLESBURG DR, TEMECULA, CA 92591-4426
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 8, 2023	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Oct 23, 2020	Deed of Trust, Mortgage · VA Mortgage PACIFIC LENDING LLC
Oct 23, 2020	Correction Deed LAWYERS TITLE-IE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 23, 2014 · Amount on File
Deed Sale	Dec 23, 2014 · Amount on File
Prior Sale	Feb 23, 2007 · Amount on File
Deed Document Number	2014490616
Last Transfer Date	Jan 12, 2025
Transfer Doc	0000045266
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	40325 CHARLESBURG DR, TEMECULA, CA 92591-4426
Transaction Type	Mortgage
Record Updated	May 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40325 CHARLESBURG DR, TEMECULA, CA 92591-4426

Mortgage

Document Number	0000131555
Date	May 8, 2023
Instrument	2023-0131555

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	May 1, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	40325 CHARLESBURG DR, TEMECULA, CA 92591-4426
Transaction Type	Mortgage
Record Updated	May 30, 2023
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40325 CHARLESBURG DR, TEMECULA, CA 92591-4426

Mortgage

Document Number	0000513636
Date	Oct 23, 2020
Instrument	2020-0513636

Lender

Name	PACIFIC LENDING LLC
Type	Mortgage Company
Address	ONTARIO, CA 91764

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	241 Months
Due	Nov 1, 2040

October 2020: Correction Deed

Document Type	Correction Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Oct 23, 2020
Property Address	40325 CHARLESBURG DR, TEMECULA, CA 92591-4426
Document Number	0000513635
Instrument Date	Oct 18, 2020
Instrument	513635
Record Updated	Nov 6, 2020
Title Company	LAWYERS TITLE-IE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	40325 CHARLESBURG DR TEMECULA CA 925914426, TEMECULA, CA 92591-4426

Tax Assessment & Valuation

The 2025 property tax bill for 40325 Charlesburg Dr was $6,031 with a veteran's exemption, down 22.2% from the year before.

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Temecula City
Unified School District	Temecula Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$570,639 (+2%) Land $122,582 Building $448,057
2025	$6,031.00 (-22.21%)	$559,451 Land $120,179 Building $439,272
2024	$7,753.00 (+0.4%)
2023	$7,722.00 (+1.63%)	$537,728 Land $115,513 Building $422,215
2022	$7,598.00
2021			$661,320

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 40325 Charlesburg Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 40325 Charlesburg Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RANCHO CALIFORNIA WATER DISTRICT serves 146,147 people · EPA ID CA3310038
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 786 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Accel Wireless Fixed Wireless	100 / 25

May also be available: GeoLinks, San Diego Broadband, Verizon.

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