40312 Opal Ct, Deer Trail, CO 80105 Property Records

Elbert County property record for 40312 Opal Ct, Deer Trail, CO 80105

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,250 sqft · built 2008
Lot Size	5.44 acres (237,402 sqft)
Owner	Individual Name on File
Last Sale	$610,000 (Jul 2021)
Tax Bill	$2,373 (2025)
Deeds & Mortgages	Nov 2025 Second Mortgage Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`71093-01-011`

Property Details

APN / Parcel Number

Primary APN	`71093-01-011`
Alternative APN	`R105036`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Building Area	2,250 sqft Living Area
1st Floor Area	2,250 sqft
Basement Area	2,250 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Architectural Style	Ranch
Exterior Material	Fiber Cement Siding
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	237,402 sqft (5.44 acres)
Garage Type	Attached
Garage Area	741 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	R105036
Old Parcel Number	7109301011
Street Address	40312 OPAL CT
City	DEER TRAIL
State	CO
Zip	80105-7928
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-1
Legal Description	SECTION: 9 TOWNSHIP: 7 RANGE: 61SUBDIVISION: CHAPARRAL F2 BLOCK: 5 LOT: 17
Legal Range	61
Legal Township	07
Legal Section	09
Legal Quarter	SW
Legal Subdivision	CHAPARRAL F2
Legal Block	5
Legal Lot Number	17
Jurisdiction	ELBERT CO
Township / Civil Division	ELIZABETH
Census Block Group	1
Census Block	1020
Census Tract	961205

Owner

40312 Opal Ct is owned and occupied by an individual who bought it in July 2021.

Source: Elbert County records, as of February 9, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	40312 OPAL CT, DEER TRAIL, CO 80105-7928
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC
Jul 22, 2021	Special Warranty Deed, Transfer · Conventional Mortgage CB&T MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 22, 2021 · Amount on File
Deed Sale	Jul 22, 2021 · Amount on File
Prior Sale	Apr 13, 2004 · Amount on File
Deed Document Number	610302
Deed Book / Page	818 / 815
Record Updated	Jun 8, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELBERT CO
Property Address	40312 OPAL CT, DEER TRAIL, CO 80105-7928
Transaction Type	Mortgage
Record Updated	Feb 10, 2026
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008550983
Date	Nov 5, 2025
Book Page	855/983
Instrument	647005

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	CONSHOHOCKEN, PA 19428

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

July 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ELBERT CO
Recording Date	Jul 22, 2021
Property Address	40312 OPAL CT, DEER TRAIL, CO 80105-7928
Document Number	0008180815
Book / Page	818 / 815
Instrument Date	Jul 20, 2021
Instrument	610302
Transaction Type	Transfer
Record Updated	Feb 10, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$61.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	40312 OPAL CT, DEER TRAIL, CO 80105-7928

Mortgage

Document Number	0000610303
Date	Jul 22, 2021
Instrument	610303

Lender

Name	CB&T MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 40312 Opal Ct was $2,373.

Source: Elbert County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
County	Elbert County
Unified School District	Agate School District 300 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,373.00	$36,890 Land $6,880 Building $30,010	$590,100 Land $110,000 Building $480,100
2023	$2,050.00 (+16.81%)	$36,390 (+22.4%) Land $5,480 Building $30,910	$543,087 (+26.94%) Land $81,724 Building $461,363
2022	$1,755.00	$29,730 Land $3,960 Building $25,770	$427,820 Land $57,000 Building $370,820

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 40312 Opal Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 5, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 40312 Opal Ct is high, ranking above 73% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 73% of the US · above 71% of Colorado
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
BAM Broadband Fixed Wireless · not low latency	1,000 / 100
Starlink Satellite	280 / 30

May also be available: Viaero Wireless.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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