40265 Opal Ct, Deer Trail, CO 80105 Property Records

Elbert County property record for 40265 Opal Ct, Deer Trail, CO 80105

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 3,504 sqft · built 1997
Lot Size	5.61 acres (244,372 sqft)
Owner	Owner Name on File
Last Sale	$300,000 (Jun 2014)
Tax Bill	$2,572 (2025)
Deeds & Mortgages	Feb 2024 Line of Credit Dec 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`71093-01-008`

Property Details

APN / Parcel Number

Primary APN	`71093-01-008`
Alternative APN	`R105033`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	3,504 sqft Living Area
1st Floor Area	2,016 sqft
Basement Area	768 sqft
Finished Basement	768 sqft
Interior Walls	Log
Fireplaces	3 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Architectural Style	Other
Exterior Material	Logs
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gambrel
Roof Material	Metal
Lot Area	244,372 sqft (5.61 acres)
Garage Type	Basement
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Other
Heating System	Forced Air

Location & Zoning

Account Number	R105033
Old Parcel Number	7109301008
Street Address	40265 OPAL CT
City	DEER TRAIL
State	CO
Zip	80105-7928
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-1
Legal Description	SECTION: 9 TOWNSHIP: 7 RANGE: 61SUBDIVISION: CHAPARRAL F2 BLOCK: 5 LOT: 19
Legal Range	61
Legal Township	07
Legal Section	09
Legal Quarter	SW
Legal Subdivision	CHAPARRAL F2
Legal Block	5
Legal Lot Number	19
Jurisdiction	ELBERT CO
Township / Civil Division	ELIZABETH
Census Block Group	1
Census Block	1020
Census Tract	961205

Owner

The current owner of 40265 Opal Ct bought it in June 2014.

Source: Elbert County records, as of February 9, 2026

Owner of Record	Owner Name on File
Mailing Address	40265 OPAL CT, DEER TRAIL, CO 80105-7928
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2024	Deed of Trust, Mortgage · Line of Credit BELLCO CU
Dec 12, 2017	Deed of Trust, Mortgage · Line of Credit BELLCO CU

Assessor's Deed Record

Last Sale	Jun 24, 2014 · Amount on File
Deed Sale	Jun 24, 2014 · Amount on File
Deed Document Number	543765
Deed Book / Page	0752 / 0803
Record Updated	Jun 8, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELBERT CO
Property Address	40265 OPAL CT, DEER TRAIL, CO 80105-7928
Transaction Type	Mortgage
Record Updated	Feb 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40265 OPAL CT, DEER TRAIL, CO 80105-7928

Mortgage

Document Number	0008420106
Date	Feb 14, 2024
Book Page	842/106
Instrument	632600

Lender

Name	BELLCO CU
Type	Credit Union
Address	ENGLEWOOD, CO 80111

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Feb 28, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELBERT CO
Property Address	40265 OPAL CT, DEER TRAIL, CO 80105-7928
Document Number	0007830148
Book / Page	000783 / 000148
Instrument Date	Dec 12, 2017
Transaction Type	Mortgage
Record Updated	Jan 5, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40265 OPAL CT DEER TRAIL CO 801057928, DEER TRAIL, CO 80105-7928

Mortgage

Document Number	0007830148
Date	Dec 19, 2017
Book Page	000783/000148
Instrument	574445

Lender

Name	BELLCO CU
Type	Credit Union
Address	GREENWOOD VILLAGE, CO 80111

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Dec 18, 2037

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 40265 Opal Ct was $2,572.

Source: Elbert County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
County	Elbert County
Unified School District	Agate School District 300 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,572.00	$39,990 Land $6,880 Building $33,110	$639,800 Land $110,000 Building $529,800
2023	$2,258.00 (+10.58%)	$40,080 (+15.87%) Land $5,520 Building $34,560	$598,187 (+20.19%) Land $82,422 Building $515,765
2022	$2,042.00	$34,590 Land $3,960 Building $30,630	$497,698 Land $57,000 Building $440,698

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 40265 Opal Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 5, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 40265 Opal Ct is high, ranking above 76% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 76% of the US · above 77% of Colorado
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
BAM Broadband Fixed Wireless · not low latency	1,000 / 100
Starlink Satellite	280 / 30

May also be available: Viaero Wireless.

Cell Coverage

No cell data coverage reported

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