4031 Timber Walk, Lorain, OH 44053 Property Records

Lorain County property record for 4031 Timber Walk, Lorain, OH 44053

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,672 sqft · built 2012
Lot Size	0.145 acres (6,350 sqft)
Owner	Individual Name on File
Last Sale	$265,000 (Sep 2022)
Tax Bill	$1,476 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-02-012-101-053`

Property Details

APN / Parcel Number

Primary APN	`02-02-012-101-053`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Building Area	1,672 sqft Living Area

Exterior

Year Built	Built 2012
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	6,350 sqft
Lot Dimensions	127 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Deck Area	240 sqft
Patio Area	32 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	4031 TIMBER WALK
City	LORAIN
State	OH
Zip	44053-1496
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARKSIDE AT MARTINS RUN 50 X 127 ABATEMENT
Legal Subdivision	PARKSIDE AT MARTINS RUN SUBDIVISION
Legal Tract	2
Legal Lot Number	28
Jurisdiction	LORAIN OH
Township / Civil Division	LORAIN
Census Block Group	2
Census Block	2015
Census Tract	97202

Owner

4031 Timber Walk is owned and occupied by an individual who bought it in September 2022.

Source: Lorain County records, as of March 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	4031 TIMBER WALK, LORAIN, OH 44053-1496
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2022	Warranty Deed, Transfer · FHA Mortgage FIFTH THIRD BANK NA
Jul 17, 2019	Warranty Deed, Transfer · Conventional with PMI NAVY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 22, 2022 · Amount on File
Deed Sale	Sep 22, 2022 · Amount on File
Prior Sale	Jul 17, 2019 · Amount on File
Deed Document Number	2022006055
Record Updated	Jun 8, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Sep 22, 2022
Property Address	4031 TIMBER WALK, LORAIN, OH 44053-1496
Document Number	0000892277
Map Reference	VOL 91 PG 17&18
Instrument Date	Sep 20, 2022
Instrument	2022-0892277
Transaction Type	Transfer
Record Updated	Sep 30, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4031 TIMBER WALK, LORAIN, OH 44053-1496

Mortgage

Document Number	0000892278
Date	Sep 22, 2022
Instrument	2022-0892278

Lender

Name	FIFTH THIRD BANK NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Jul 17, 2019
Property Address	4031 TIMBER WALK, LORAIN, OH 44053-1496
Document Number	0000722304
Instrument Date	Jul 15, 2019
Instrument	722304
Transaction Type	Transfer
Record Updated	Aug 2, 2019
Title Company	MILLER HOME TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$740.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4031 TIMBER WALK LORAIN OH 440531496, LORAIN, OH 44053-1496

Mortgage

Document Number	722447
Date	Jul 17, 2019
Instrument	722447

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 16, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 4031 Timber Walk was $1,476.

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Lorain City
Unified School District	Amherst Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,476.00	$84,900 (+119.9%) Land $21,000 Building $63,900	$242,580 (+119.91%) Land $60,000 Building $182,580
2024	$1,476.00 (-8.04%)	$38,609 (+23.82%) Land $21,000 Building $17,609	$110,310 (+23.82%) Land $60,000 Building $50,310
2023	$1,605.00 (+61.63%)	$31,182 (+68.28%) Land $16,730 Building $14,452	$89,090 Land $47,800 Building $41,290
2022	$993.00	$18,530 Land $16,730 Building $1,800
2021			$52,950 Land $47,800 Building $5,150

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 4031 Timber Walk in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4031 Timber Walk is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 68% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LORAIN CITY PWS serves 64,152 people · EPA ID OH4700711
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 478 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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