Lorain County property record for 3995 Timber Walk, Lorain, OH 44053
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 6,324 sqft · built 2015 |
| Lot Size | 0.204 acres (8,894 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $270,100 (Nov 2015) |
| Tax Bill | $869 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Aug 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-02-012-114-071 |
| Primary APN | 02-02-012-114-071 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Building Area | 6,324 sqft Living Area |
| Gross Area | 6,507 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 8,894 sqft (0.204 acres) |
| Garage Type | Attached |
| Garage Area | 147 sqft |
| Porch | Stoop |
| Patio Area | 36 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 3995 TIMBER WALK |
|---|---|
| City | LORAIN |
| State | OH |
| Zip | 44053-1499 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LANDINGS AT MARTINS RUN 1 PH 3 70 X 130 |
| Legal Subdivision | LANDINGS AT MARTINS RUN 1 |
| Legal Block | 114 |
| Legal Lot Number | 116 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | LORAIN |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 97202 |
3995 Timber Walk is owned and occupied by two individuals who bought it in November 2015.
Source: Lorain County records, as of July 7, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3995 TIMBER WALK, LORAIN, OH 44053-1499 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 22, 2021 | Deed of Trust, Mortgage · Commercial Mortgage FIFTH THIRD BANK NA |
| Aug 15, 2017 | Deed of Trust, Mortgage · Conventional with PMI FIFTH THIRD BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 13, 2015 · Amount on File |
| Deed Sale | Nov 13, 2015 · Amount on File |
| Prior Sale | Jun 16, 2015 · Amount on File |
| Deed Document Number | 2015566158 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 3995 TIMBER WALK, LORAIN, OH 44053-1499 |
| Transaction Type | Mortgage |
| Record Updated | Dec 30, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000855451 |
|---|---|
| Date | Dec 22, 2021 |
| Instrument | 2021-0855451 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 118 Months |
| Due | Oct 1, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 3995 TIMBER WALK, LORAIN, OH 44053-1499 |
| Document Number | 0000643882 |
| Instrument Date | Aug 15, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3995 TIMBER WALK LORAIN OH 440531499, LORAIN, OH 44053-1499 |
| Document Number | 0000643882 |
|---|---|
| Date | Sep 12, 2017 |
| Instrument | 643882 |
| Name | FIFTH THIRD BK |
|---|---|
| Type | Federal Savings Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Sep 11, 2032 |
The 2025 property tax bill for 3995 Timber Walk was $869 with a homeowner's exemption.
Source: Lorain County assessment roll, as of May 16, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Lorain City |
| Unified School District | Amherst Exempted Village School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $869.00 Homeowner's exemption | $149,010 (+554.99%) Land $22,750 Building $126,260 | $425,730 (+554.97%) Land $65,000 Building $360,730 |
| 2024 | $22,750 (+41.95%) Land $22,750 | $65,000 (+41.95%) Land $65,000 | |
| 2023 | $825.00 (+0.86%) | $16,027 (-0.02%) Land $16,027 | $45,790 Land $45,790 |
| 2022 | $818.00 | $16,030 Land $16,030 | |
| 2021 | $45,790 Land $45,790 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 3995 Timber Walk in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3995 Timber Walk is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 71% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LORAIN CITY PWS serves 64,152 people · EPA ID OH4700711 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 478 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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