4031 Spruce St, Moss Point, MS 39563 Property Records

Jackson County property record for 4031 Spruce St, Moss Point, MS 39563

Property Summary

Property Type	Single Family Home
Details	1 ba · 780 sqft · built 1950
Lot Size	0.39 acres (16,988 sqft)
Owner	Individual Name on Record
Tax Bill	$378 (2025)
Deeds & Mortgages	Dec 2019 Mortgage Dec 2019 Sale
Flood Zone	Zone X (moderate risk)
APN	`767.26-04-0011.00`

Property Details

APN / Parcel Number

Primary APN	`767.26-04-0011.00`
Alternative APNs	`22295026.000` `046148`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	780 sqft Heated Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Other
Construction Type	Frame
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Shingle
Lot Area	16,988 sqft (0.39 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	4031 SPRUCE ST
City	MOSS POINT
State	MS
Zip	39563-4045
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 17 RIVER RD ACRES S/D DB 2144-492 (11 MAP767.26-04)
Legal Range	6W
Legal Township	7S
Legal Section	26
Legal Subdivision	RIVER RD ACRES
Legal Lot Number	17
Jurisdiction	JACKSON MS
Township / Civil Division	2
Census Block Group	2
Census Block	2002
Census Tract	41400

Owner

Source: Jackson County records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4031 SPRUCE ST, MOSS POINT, MS 39563-4045
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2019	Deed of Trust, Mortgage · Stand-Alone First Mortgage COMMUNITY BANK
Dec 16, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 16, 2019
Deed Sale	Dec 16, 2019
Deed Document Number	201920201927424
Deed Book / Page	1959 / 543
Record Updated	Oct 29, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MS
Property Address	4031 SPRUCE ST, MOSS POINT, MS 39563-4045
Transaction Type	Mortgage
Record Updated	Mar 19, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	003634/759
Date	Dec 16, 2019
Book Page	3634/759
Instrument	20201927426

Lender

Name	COMMUNITY BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MS
Recording Date	Dec 16, 2019
Property Address	4031 SPRUCE ST, MOSS POINT, MS 39563-4045
Document Number	001959/543
Book / Page	1959 / 543
Instrument Date	Dec 11, 2019
Instrument	20201927424
Transaction Type	Transfer
Record Updated	Mar 31, 2022

Transaction

Tax	$0.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of March 20, 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Jackson County
Municipality	Moss Point City
Unified School District	Moss Point School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$378.00 (+18.13%) Homeowner's exemption	$2,626 (+6.62%) Land $629 Building $1,997	$26,260 (+6.63%) Land $6,290 Building $19,970
2024	$320.00 (-48.22%) Homeowner's exemption	$2,463 (-34.23%) Land $608 Building $1,855	$24,627 (-1.36%) Land $6,080 Building $18,547
2023	$618.00 (+1.15%)	$3,745 (-) Land $912 Building $2,833	$24,967 (-) Land $6,080 Building $18,887
2022	$611.00	$3,745 Land $912 Building $2,833	$24,967 Land $6,080 Building $18,887

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 45 policies
Nearby Flood Policies	45 in force
Nearby Flood Claims	87 (1978–2021)
Claims Outside the SFHA	40 of 87
Most Recent Claim	Aug 2021 · Hurricane Ida
Claims by Event	Hurricane Isaac, Aug 2012 · 9 claims Hurricane Katrina, Aug 2005 · 37 claims Hurricane Georges, Sep 1998 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 60% of Mississippi
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber · Fixed Wireless in parts of the area	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Sparklight Cable	1,000 / 50

May also be available: Verizon.

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