4024 Spruce St, Moss Point, MS 39563 Property Records

Jackson County property record for 4024 Spruce St, Moss Point, MS 39563

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,104 sqft · built 1970
Lot Size0.28 acres (12,197 sqft)
OwnerIndividual Name on Record
Deeds & MortgagesMay 2023 Mortgage
Flood ZoneZone X (moderate risk)
APN767.26-04-0022.00

Property Details

APN / Parcel Number

Primary APN767.26-04-0022.00
Alternative APNs
  • 22295038.100
  • 046159

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,104 sqft Heated Area
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1970
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialShingle
Lot Area12,197 sqft (0.28 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Account Number046159
Street Address4024 SPRUCE ST
CityMOSS POINT
StateMS
Zip39563-4046
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionN 120' OF LOT 26 RIVER ROAD AC S/D DB 1539-98 (22 MAP767.26-04)
Legal Range06W
Legal Township07S
Legal Section26
Legal SubdivisionRIVER
Legal Lot Number26
JurisdictionJACKSON MS
Township / Civil Division2
Census Block Group2
Census Block2003
Census Tract41400

Owner

Source: Jackson County records, as of January 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4024 SPRUCE ST, MOSS POINT, MS 39563-4046
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 27, 2008
Deed SaleMay 27, 2008
Deed Document Number0000153998
Record UpdatedJun 8, 2026

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON MS
Property Address4024 SPRUCE ST, MOSS POINT, MS 39563-4046
Transaction TypeMortgage
Record UpdatedMay 30, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number003990/663
DateMay 10, 2023
Book Page3990/663
Instrument202308786
Lender
NameFEDERAL CREDIT UNION
TypeCredit Union
Agreement
AmountAmount Recorded
Term240 Months
DueMay 3, 2043

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of September 1, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyJackson County
MunicipalityMoss Point City
Unified School DistrictMoss Point School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025Homeowner's exemption Senior Citizen's exemption$3,560 (+2.36%) Land $529 Building $3,031$35,604 (+2.38%) Land $5,290 Building $30,314
2023Homeowner's exemption Senior Citizen's exemption$3,478 Land $511 Building $2,967$34,777 Land $5,110 Building $29,667

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 45 policies
Nearby Flood Policies45 in force
Nearby Flood Claims87 (1978–2021)
Claims Outside the SFHA40 of 87
Most Recent ClaimAug 2021 · Hurricane Ida
Claims by Event
  • Hurricane Isaac, Aug 2012 · 9 claims
  • Hurricane Katrina, Aug 2005 · 37 claims
  • Hurricane Georges, Sep 1998 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 43% of the US · lower than 60% of Mississippi
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
C Spire Wireless
Fiber · Fixed Wireless in parts of the area
8,000 / 8,000
AT&T
Fiber
5,000 / 5,000
Sparklight
Cable
1,000 / 50

May also be available: Verizon.

Nearby Properties on Spruce St

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