4023 Oak Forest Dr, Charlotte, NC 28215 Property Records

Mecklenburg County property record for 4023 Oak Forest Dr, Charlotte, NC 28215

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,000 sqft · built 1967
Lot Size	0.243 acres (10,619 sqft)
Owner	Company Name on Record
Last Sale	$335,000 (Nov 2025)
Tax Bill	$1,924 (2024)
Deeds & Mortgages	Oct 2025 Mortgage Sep 2025 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`099-162-28`

Property Details

APN / Parcel Number

Primary APN	`099-162-28`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,000 sqft Heated Area
1st Floor Area	1,000 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Architectural Style	Ranch
Exterior Material	Brick
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	10,619 sqft (0.243 acres)
Patio Area	20 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Street Address	4023 OAK FOREST DR
City	CHARLOTTE
State	NC
Zip	28215-3846
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	L17 BG M12-317
Legal Subdivision	COLDBROOK
Legal Block	G
Legal Lot Number	17
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	3
Census Block	3001
Census Tract	1504

Owner

Source: Mecklenburg County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Co-owner	Co-owner on Record
Mailing Address	7805 WATERFORD SQUARE DR APT 917, 917, CHARLOTTE, NC 28226-8639
Owner Type	Company, Secondary Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 10, 2025	Deed of Trust, Mortgage · Commercial Mortgage LOAN FUNDER LLC SERIES 111711
Sep 30, 2025	Deed of Trust, Mortgage AKIYA HARRIS
Nov 17, 2025	Warranty Deed, Transfer DOMUS PROPERTIES LLC
Aug 27, 2025	Contract Sale, Transfer · Seller Carry-Back DOMUS PROPERTIES LLC
Jan 28, 2025	Warranty Deed, Transfer · Balloon Mortgage KIAVI FUNDING INC
Jan 9, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 17, 2025 · Amount on Record
Deed Sale	Nov 17, 2025 · Amount on Record
Prior Sale	Jan 28, 2025 · Amount on Record
Deed Document Number	2025117507
Deed Book / Page	40006 / 67
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	4023 OAK FOREST DR, CHARLOTTE, NC 28215-3846
Transaction Type	Mortgage
Record Updated	Apr 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1213 W MOREHEAD ST 500, 500, CHARLOTTE, NC 28208-5581
Investor	Possibly a Property Investor

Mortgage

Document Number	0000104093
Date	Oct 10, 2025
Book Page	39924/383
Instrument	2025104093

Lender

Name	LOAN FUNDER LLC SERIES 111711
Address	NEW YORK, NY 10022

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	4023 OAK FOREST DR, CHARLOTTE, NC 28215-3846
Transaction Type	Mortgage
Record Updated	Apr 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3540 TORINGDON WAY, CHARLOTTE, NC 28277-3867

Mortgage

Document Number	0000099416
Date	Sep 30, 2025
Book Page	39895/494
Instrument	2025099416

Lender

Name	AKIYA HARRIS
Type	Private Party

Agreement

Amount	Amount Recorded

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Nov 17, 2025
Property Address	4023 OAK FOREST DR, CHARLOTTE, NC 28215-3846
Document Number	0000117507
Book / Page	40006 / 67
Map Reference	MB 12 PG 317
Instrument Date	Nov 13, 2025
Instrument	2025117507
Transaction Type	Transfer
Record Updated	Apr 23, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$670.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3540 TORINGDON WAY STE 200, 200, CHARLOTTE, NC 28277-4650

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7805 WATERFORD SQUARE DR APT 917, 917, CHARLOTTE, NC 28226-8639

Mortgage

Document Number	0000117508
Date	Nov 17, 2025
Instrument	2025117508

Lender

Name	DOMUS PROPERTIES LLC
Type	Non-Lending Institution

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2055

August 2025: Contract Sale, Transfer

Document Type	Contract Sale
Jurisdiction	MECKLENBURG NC
Recording Date	Aug 27, 2025
Property Address	4023 OAK FOREST DR, CHARLOTTE, NC 28215-3846
Document Number	0000086858
Book / Page	39819 / 155
Map Reference	MB 12 PG 317
Instrument Date	Aug 27, 2025
Instrument	2025086858
Transaction Type	Transfer
Record Updated	Apr 23, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3540 TORINGDON WAY, CHARLOTTE, NC 28277-3867

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Date	Aug 27, 2025

Lender

Name	DOMUS PROPERTIES LLC
Type	Non-Lending Institution

Agreement

Type	Seller Carry-Back
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2055

January 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Jan 28, 2025
Property Address	4023 OAK FOREST DR, CHARLOTTE, NC 28215-3846
Document Number	0000007915
Book / Page	39349 / 183
Map Reference	MB 12 PG 317
Instrument Date	Jan 23, 2025
Instrument	2025007915
Transaction Type	Transfer
Record Updated	Apr 23, 2026

Transaction

Amount	Amount Recorded
Tax	$440.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8301 DENBUR DR, CHARLOTTE, NC 28215-9021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4023 OAK FOREST DR, CHARLOTTE, NC 28215-3846
Investor	Possibly a Property Investor

Mortgage

Document Number	0000007916
Date	Jan 28, 2025
Instrument	2025007916

Lender

Name	KIAVI FUNDING INC
Type	Mortgage Company

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded

Mortgage

Document Number	0000007917
Date	Jan 28, 2025
Book Page	39349/222
Instrument	2025007917

Lender

Name	CARLOS GAMBOA
Type	Private Party
Address	3422 CASTLE STONE CT, VALRICO, FL 33594

Agreement

Amount	Amount Recorded
Term	6 Months
Due	Jul 24, 2025

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Jan 9, 2019
Property Address	4023 OAK FOREST DR, CHARLOTTE, NC 28215-3846
Document Number	0000002577
Book / Page	033217 / 000181
Instrument Date	Jan 9, 2019
Instrument	2577
Transaction Type	Transfer
Record Updated	Jan 29, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$260.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 44273 CHARLOTTE NC 282150043, CHARLOTTE, NC 28215-0043

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$254,100 Land $66,500 Building $187,600
2024	$1,924.00
2023			$254,100 Land $66,500 Building $187,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1982)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Google Fiber, T-Mobile.

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