St. Louis County property record for 4031 Gilliat St, Duluth, MN 55804
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.75 ba · 1,598 sqft · built 1925 |
| Lot Size | 0.16 acres (6,993 sqft) |
| Owner | Individual Name on File |
| Last Sale | $225,000 (Aug 2021) |
| Tax Bill | $3,876 (2026) |
| Deeds & Mortgages | Aug 2021 Sale & Mortgage Mar 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-2990-00820 |
| Primary APN | 010-2990-00820 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 1,598 sqft Gross Area |
| 1st Floor Area | 926 sqft |
| Basement Area | 336 sqft |
| Finished Basement | 336 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Exterior Material | Metal |
| Construction Type | Frame |
| Roof Type | Hip |
| Lot Area | 6,993 sqft (0.16 acres) |
| Garage Area | 440 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Slab |
| Porch Area | 78 sqft |
| Deck Area | 24 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 1114486 |
|---|---|
| Street Address | 4031 GILLIAT ST |
| City | DULUTH |
| State | MN |
| Zip | 55804-2139 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 0009 BLOCK:023 SERIAL # |
| Legal Subdivision | LONDON ADD TO DULUTH |
| Legal Block | 23 |
| Legal Lot Number | 9 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 600 |
4031 Gilliat St is owned and occupied by an individual who bought it in August 2021.
Source: St. Louis County records, as of August 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4031 GILLIAT ST, DULUTH, MN 55804-2139 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 5, 2021 | Warranty Deed, Transfer · Conventional Mortgage NORTH SHORE BANK OF COMMERCE |
| Mar 11, 2019 | Deed of Trust, Mortgage · Conventional Mortgage PROCTOR FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 5, 2021 · Amount on File |
| Deed Sale | Aug 5, 2021 · Amount on File |
| Prior Sale | Sep 6, 2007 · Amount on File |
| Deed Document Number | 20211044830 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Aug 5, 2021 |
| Property Address | 4031 GILLIAT ST, DULUTH, MN 55804-2139 |
| Document Number | 0001044830 |
| Instrument Date | Jul 26, 2021 |
| Instrument | 1044830 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2021 |
| Title Company | STEWART TITLE COMPANY-F, STEWART TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $742.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4031 GILLIAT ST, DULUTH, MN 55804-2139 |
| Document Number | 0001044831 |
|---|---|
| Date | Aug 5, 2021 |
| Instrument | 1044831 |
| Name | NORTH SHORE BANK OF COMMERCE |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 4031 GILLIAT ST, DULUTH, MN 55804-2139 |
| Document Number | 00T1008742 |
| Instrument Date | Mar 11, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 29, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 4031 GILLIAT ST DULUTH MN 558042139, DULUTH, MN 55804-2139 |
| Document Number | 00T1008742 |
|---|---|
| Date | Mar 20, 2019 |
| Instrument | T1008742 |
| Name | PROCTOR FCU |
|---|---|
| Type | Credit Union |
| Address | PROCTOR, MN 55810 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Mar 19, 2029 |
The 2026 property tax bill for 4031 Gilliat St was $3,876 with a homeowner's exemption, up 7.3% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,876.00 (+7.31%) Homeowner's exemption | ||
| 2025 | $3,612.00 (+1.06%) Homeowner's exemption | $299,900 (+6.46%) Land $47,800 Building $252,100 | $299,900 (+6.46%) Land $47,800 Building $252,100 |
| 2024 | $3,574.00 | $281,700 Land $45,700 Building $236,000 | $281,700 Land $45,700 Building $236,000 |
| 2022 | $242,500 Land $35,200 Building $207,300 | $242,500 Land $35,200 Building $207,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4031 Gilliat St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4031 Gilliat St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 78% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Duluth serves 86,859 people · EPA ID MN1690011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
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