St. Louis County property record for 4030 Gilliat St, Duluth, MN 55804
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 960 sqft · built 1921 |
| Lot Size | 0.16 acres (6,994 sqft) |
| Owner | Individual Name on File |
| Last Sale | $119,900 (Mar 2014) |
| Tax Bill | $2,412 (2026) |
| Deeds & Mortgages | Dec 2022 Mortgage Jul 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-2960-02400 |
| Primary APN | 010-2960-02400 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 960 sqft Gross Area |
| 1st Floor Area | 960 sqft |
| Year Built | Built 1921 |
|---|---|
| Effective Year Built | Effective 1921 |
| Architectural Style | Ranch |
| Exterior Material | Metal |
| Construction Type | Frame |
| Roof Type | Gable |
| Lot Area | 6,994 sqft (0.16 acres) |
| Garage Area | 396 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Porch |
| Porch Area | 92 sqft |
| Deck Area | 144 sqft |
| Storage Building | 80 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 966080 |
|---|---|
| Street Address | 4030 GILLIAT ST |
| City | DULUTH |
| State | MN |
| Zip | 55804-2138 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 0007 BLOCK:011 SERIAL # |
| Legal Subdivision | LONDON ADD TO DULUTH |
| Legal Block | 11 |
| Legal Lot Number | 7 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 600 |
4030 Gilliat St is owned and occupied by an individual who bought it in March 2014.
Source: St. Louis County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4030 GILLIAT ST, DULUTH, MN 55804-2138 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 8, 2022 | Deed of Trust, Mortgage · Conventional Mortgage M & T BANK |
| Jul 6, 2020 | Deed of Trust, Mortgage · Line of Credit NORTHERN COMMUNITIES CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 18, 2014 · Amount on File |
| Deed Sale | Mar 18, 2014 · Amount on File |
| Prior Sale | Jul 9, 2008 · Amount on File |
| Deed Document Number | 20141234641 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 4030 GILLIAT ST, DULUTH, MN 55804-2138 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0001458242 |
|---|---|
| Date | Dec 8, 2022 |
| Instrument | 1458242 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14203 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.25% |
| Type Change Date | Dec 1, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 11.2% |
| Index | Other |
| Margin | 3 |
| Max Rate | 11.2% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 4030 GILLIAT ST, DULUTH, MN 55804-2138 |
| Document Number | 00A1386472 |
| Instrument Date | Jul 6, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 28, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 4030 GILLIAT ST DULUTH MN 558042138, DULUTH, MN 55804-2138 |
| Document Number | 00A1386472 |
|---|---|
| Date | Jul 29, 2020 |
| Instrument | A1386472 |
| Name | NORTHERN COMMUNITIES CU |
|---|---|
| Type | Credit Union |
| Address | DULUTH, MN 55811 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jul 28, 2035 |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 4030 Gilliat St was $2,412 with a homeowner's exemption, up 7.2% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,412.00 (+7.2%) Homeowner's exemption | ||
| 2025 | $2,250.00 (-5.78%) Homeowner's exemption | $201,100 (+6.23%) Land $47,800 Building $153,300 | $201,100 (+6.23%) Land $47,800 Building $153,300 |
| 2024 | $2,388.00 | $189,300 Land $46,100 Building $143,200 | $189,300 Land $46,100 Building $143,200 |
| 2022 | $171,200 Land $35,500 Building $135,700 | $171,200 Land $35,500 Building $135,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4030 Gilliat St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4030 Gilliat St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 78% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Duluth serves 86,859 people · EPA ID MN1690011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
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