4031 E 8th St, Panama City, FL 32404 Property Records

Bay County property record for 4031 E 8th St, Panama City, FL 32404

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,232 sqft · built 2004
Lot Size	0.257 acres (11,195 sqft)
Owner	Individual Name on File
Last Sale	$80,000 (Jan 2025)
Tax Bill	$1,215 (2025)
Deeds & Mortgages	Jan 2025 Sale & Mortgage May 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15029-030-000`

Property Details

APN / Parcel Number

Primary APN	`15029-030-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,232 sqft Heated Area
Gross Area	1,432 sqft
1st Floor Area	1,232 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	11,195 sqft (0.257 acres)
Lot Dimensions	140 ft deep x 80 ft wide
Garage Type	Carport
Carport	Carport
Deck Area	200 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	4031 E 8TH ST
City	PANAMA CITY
State	FL
Zip	32404-5924
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1 4S 14W -104.9- 118A3 BEG 1350.41' N & 1015' E OF SW COR TH N 140' E 80' S 140' W
Legal Range	14W
Legal Township	04S
Legal Section	01
Legal Block	A
Legal Lot Number	3
Jurisdiction	BAY FL
Township / Civil Division	PANAMA CITY
Census Block Group	2
Census Block	2009
Census Tract	1100

Owner

4031 E 8th St is owned and occupied by an individual who bought it in January 2025.

Source: Bay County records, as of January 23, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	4031 E 8TH ST, PANAMA CITY, FL 32404-5924
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2025	Warranty Deed, Transfer · FHA Mortgage SUCCESS MORTGAGE PARTNERS INC
May 31, 2022	Warranty Deed, Transfer · Balloon Mortgage SERVISFIRST BANK
Jan 17, 2019	Warranty Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 13, 2025 · Amount on File
Deed Sale	Jan 13, 2025 · Amount on File
Prior Sale	May 31, 2022 · Amount on File
Deed Document Number	2025001619
Deed Book / Page	4875 / 548
Record Updated	Jun 8, 2026

January 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Jan 13, 2025
Property Address	4031 E 8TH ST, PANAMA CITY, FL 32404-5924
Document Number	0048750548
Book / Page	4875 / 548
Instrument Date	Jan 10, 2025
Instrument	2025001619
Transaction Type	Transfer
Record Updated	Jan 26, 2026
Title Company	CORNERSTONE TITLE INSURANCE AGENCY, CORNERSTONE TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$560.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	651 MCKNIGHT ST APT 82, 82, LAS VEGAS, NV 89101-2878

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4031 E 8TH ST, PANAMA CITY, FL 32404-5924

Mortgage

Document Number	2025001620
Date	Jan 13, 2025
Instrument	2025001620

Lender

Name	SUCCESS MORTGAGE PARTNERS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2055

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	May 31, 2022
Property Address	4031 E 8TH ST, PANAMA CITY, FL 32404-5924
Document Number	0045700514
Book / Page	4570 / 514
Instrument Date	May 26, 2022
Instrument	2022040883
Transaction Type	Transfer
Record Updated	Jan 26, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$25,900.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2421 MAGNOLIA DR, PANAMA CITY, FL 32408-7008

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 MEDICAL CENTER DR, PANAMA CITY, FL 32405-4907
Investor	Possibly a Property Investor

Mortgage

Document Number	0045700518
Date	May 31, 2022
Instrument	4570/0518

Lender

Name	SERVISFIRST BANK
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount on Record

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Jan 17, 2019
Property Address	4031 E 8TH ST, PANAMA CITY, FL 32404-5924
Document Number	0040800916
Book / Page	004080 / 000916
Instrument Date	Jan 16, 2019
Instrument	6895
Transaction Type	Transfer
Record Updated	Feb 4, 2019
Title Company	OTHER

Transaction

Amount	Amount on Record
Tax	$13,300.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	505 POPES BLUFF TRL COLORADO SPRINGS CO 809073509, COLORADO SPRINGS, CO 80907-3509

Tax Assessment & Valuation

The 2025 property tax bill for 4031 E 8th St was $1,215.

Source: Bay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Municipality	Springfield City
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,215.00	$76,674 Land $26,656 Building $50,018	$76,674 Land $26,656 Building $50,018
2023	$666.00 (+13.07%)	$32,331 (+13.14%) Land $17,248 Building $15,083	$32,331 (+13.14%) Land $17,248 Building $15,083
2022	$589.00	$28,576 Land $14,896 Building $13,680	$28,576 Land $14,896 Building $13,680

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 4031 E 8th St in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1991.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	9 (1991–2021)
Claims Outside the SFHA	6 of 9
Most Recent Claim	Aug 2021 · Tropical Storm Fred
Claims by Event	Hurricane Michael, Oct 2018 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4031 E 8th St is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPRINGFIELD serves 8,075 people · EPA ID FL1030148
Water Source	Purchased surface water from BAY COUNTY WATER SYSTEM
Last State Inspection	Oct 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids resolved · Jul 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 321 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: WOW Internet, Cable & Phone.

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