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3941 E 8th St, Panama City, FL 32404 Property Records

Bay County property record for 3941 E 8th St, Panama City, FL 32404

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 960 sqft · built 1960
Lot Size0.257 acres (11,195 sqft)
OwnerIndividual Name on Record
Tax Bill$166 (2025)
Deeds & MortgagesApr 2021 Transfer
Flood ZoneZone X (moderate risk)
APN15039-000-000

Property Details

APN / Parcel Number

Primary APN15039-000-000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area960 sqft Heated Area
Gross Area1,096 sqft
1st Floor Area960 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1960
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area11,195 sqft (0.257 acres)
Lot Dimensions140 ft deep x 80 ft wide
PorchPorch
Porch Area136 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemWindow A/C
Heating SystemRadiant

Location & Zoning

Street Address3941 E 8TH ST
CityPANAMA CITY
StateFL
Zip32404-5924
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description1 4S 14W -112- BEG AT SW COR OF SEC N 2010' E 1290' S 519.59' W 275' FOR POB
Legal Range14W
Legal Township04S
Legal Section01
JurisdictionBAY FL
Township / Civil DivisionPANAMA CITY
Census Block Group2
Census Block2009
Census Tract1100

Owner

Source: Bay County records, as of January 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address5301 BUMBY RD, PANAMA CITY, FL 32404-5171
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Prior SaleNov 5, 2014
Last Transfer DateApr 8, 2021
Transfer Doc0043881562
Record UpdatedJun 8, 2026

April 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBAY FL
Recording DateApr 8, 2021
Property Address3941 E 8TH ST, PANAMA CITY, FL 32404-5924
Document Number0043881562
Book / Page4388 / 1562
Instrument DateApr 8, 2021
Instrument2021026082
Transaction TypeTransfer
Record UpdatedDec 23, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address1405 FELTON LN, 1405, PANAMA CITY, FL 32404

Transferred To (Grantee/Buyer)

NameVerified Name
Address3905 E 8TH ST, PANAMA CITY, FL 32404-5924

Tax Assessment & Valuation

Source: Bay County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyBay County
MunicipalitySpringfield City
Unified School DistrictBay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$166.00 (-47.63%) Homeowner's exemption Additional exemption filed$56,145 (+11.51%)$76,760 (+31.82%) Land $26,656 Building $50,104
2023$317.00 (+2.59%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed$50,352 (+3%)$58,231 (+11.49%) Land $17,248 Building $40,983
2022$309.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed$48,885$52,232 Land $14,896 Building $37,336

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 13 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies13 in force
Nearby Flood Claims9 (1991–2021)
Claims Outside the SFHA6 of 9
Most Recent ClaimAug 2021 · Tropical Storm Fred
Claims by Event
  • Hurricane Michael, Oct 2018 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood0.05% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SPRINGFIELD
serves 8,075 people · EPA ID FL1030148
Water SourcePurchased surface water from BAY COUNTY WATER SYSTEM
Last State InspectionOct 2024
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityHaloacetic acids
resolved · Jul 2024
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 321 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
AT&T
DSL		100 / 20

May also be available: WOW Internet, Cable & Phone.

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