4031 Co Rd 278, Five Points, AL 36855 Property Records

Chambers County property record for 4031 Co Rd 278, Five Points, AL 36855

Property Summary

Property Type	Mobile Home
Details	1 ba · 1,085 sqft · built 1985
Lot Size	5.8 acres (252,648 sqft)
Owner	Individual Name on Record
Last Sale	$30,250 (Nov 2022)
Tax Bill	$321 (2026)
Deeds & Mortgages	Jul 2023 Line of Credit Sep 2025 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-01-03-08-0-001-058.000`

Property Details

APN / Parcel Number

Primary APN	`12-01-03-08-0-001-058.000`
Alternative APNs	`0103080001058000` `489365` `16609`

Interior

Full Baths	1 Bath
Building Area	1,085 sqft Living Area

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Mobile Home
Lot Area	252,648 sqft (5.8 acres)
Porch	Slab
Utility Building	323 sqft

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	489365
Street Address	4031 COUNTY ROAD 278
City	FIVE POINTS
State	AL
Zip	36855-3026
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	BEG. AT NE COR OF LOT 26 OF STANDING ROCK SUB., RUN SW'LY425', TO S.C.L. R.R., NW'LY ALONG R.R. 353', W102', NW'LY ALONG R.R.
Legal Range	28
Legal Township	24
Legal Section	08
Legal Subdivision	STANDING ROCK SUB
Legal Lot Number	26
Jurisdiction	CHAMBERS AL
Township / Civil Division	FIVE POINTS
Census Block Group	1
Census Block	1022
Census Tract	953800

Owner

Source: Chambers County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4031 COUNTY ROAD 278, FIVE POINTS, AL 36855-3026
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2023	Deed of Trust, Mortgage · Line of Credit FIRST BANK
Sep 12, 2025	Warranty Deed, Transfer
Nov 17, 2022	Executor's Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 17, 2022 · Amount on Record
Deed Sale	Nov 17, 2022 · Amount on Record
Deed Document Number	20225170
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMBERS AL
Property Address	4031 COUNTY ROAD 278, FIVE POINTS, AL 36855-3026
Transaction Type	Mortgage
Record Updated	May 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02023/3368
Date	Jul 28, 2023
Book Page	2023/3368

Lender

Name	FIRST BANK
Type	Bank
Address	ROANOKE, AL 36274

Agreement

Type	Line of Credit
Amount	Amount Recorded

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMBERS AL
Recording Date	Sep 12, 2025
Property Address	4031 COUNTY ROAD 278, FIVE POINTS, AL 36855-3026
Document Number	02025/4077
Book / Page	2025 / 4077
Instrument Date	Aug 1, 2025
Transaction Type	Transfer
Record Updated	May 12, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4031 COUNTY ROAD 278, FIVE POINTS, AL 36855-3026

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5461 COUNTY ROAD 278, FIVE POINTS, AL 36855-2826

November 2022: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	CHAMBERS AL
Recording Date	Nov 17, 2022
Property Address	4031 COUNTY ROAD 278, FIVE POINTS, AL 36855-3026
Document Number	02022/5170
Book / Page	2022 / 5170
Instrument Date	Nov 11, 2022
Transaction Type	Transfer
Record Updated	May 12, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	212 FLING RD, LAGRANGE, GA 30240-3955

Tax Assessment & Valuation

Source: Chambers County assessment roll, as of May 12, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Chambers County
Unified School District	Chambers County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$321.00 (+27.89%) Homeowner's exemption
2025	$251.00 (+0.8%)	$7,150 (-5.17%) Land $2,510 Building $4,640	$71,500 (+0.11%) Land $25,100 Building $46,400
2024	$249.00 (+14.75%) Additional exemption filed	$7,540 (+47.27%) Land $2,500 Building $5,040	$71,420 (+89.29%) Land $25,030 Building $46,390
2023	$217.00	$5,120 (-) Land $2,420 Building $2,700	$37,730 (-) Land $24,250 Building $13,480
2022	$217.00	$5,120 Land $2,420 Building $2,700	$37,730 Land $24,250 Building $13,480

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 66% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST ALABAMA, WATER & FIRE PRO DISTRICT serves 17,532 people · EPA ID AL0000174
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
TEC DSL	50 / 5

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Co Rd 278

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures