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  5. Co Rd 278

3404 Co Rd 278, Five Points, AL 36855 Property Records

Chambers County property record for 3404 Co Rd 278, Five Points, AL 36855

Property Summary

Property TypeSingle Family Home
Details1 ba · 2,000 sqft · built 1700
Lot Size2.7 acres (117,612 sqft)
Owner2 Individual Names on Record
Tax Bill$469 (2026)
Deeds & MortgagesApr 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN12-01-03-08-0-001-037.000

Property Details

APN / Parcel Number

Primary APN12-01-03-08-0-001-037.000
Alternative APNs
  • 0103080001037000
  • 18840

Interior

Full Baths1 Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,000 sqft Living Area
1st Floor Area2,000 sqft
Upper Floors Area2,000 sqft
FlooringHardwood
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1700
Effective Year BuiltEffective 1700
Exterior MaterialAluminum/Vinyl
Foundation TypePier/Post & Beam
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area117,612 sqft (2.7 acres)
PorchPatio
Porch Area420 sqft

Utilities, Heating & Cooling

SewerConnected

Location & Zoning

Account Number18840
Street Address3404 COUNTY ROAD 278
CityFIVE POINTS
StateAL
Zip36855-2829
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBEG 338'(S) W OF & 418'(S) N OFSE COR OF SE1/4 OF SE1/4 OFSEC. 8, RUN S472.81' TO CO. ROAD 278,NW'LY ALONG ROAD 308.92',NE'LY
Legal Range28
Legal Township24
Legal Section08
JurisdictionCHAMBERS AL
Township / Civil DivisionFIVE POINTS
Census Block Group1
Census Block1026
Census Tract953800

Owner

Source: Chambers County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3404 COUNTY ROAD 278, FIVE POINTS, AL 36855-2829
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHAMBERS AL
Property Address3404 COUNTY ROAD 278, FIVE POINTS, AL 36855-2829
Transaction TypeMortgage
Record UpdatedMay 4, 2022
Title CompanyPUNCTUAL ABSTRACT COMPANY INC, PUNCTUAL ABSTRACT CO INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number02022/1930
DateApr 15, 2022
Book Page2022/1930
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueMay 1, 2037

Tax Assessment & Valuation

Source: Chambers County assessment roll, as of May 12, 2026

Property Jurisdictions

TypeName
StateAlabama
CountyChambers County
Unified School DistrictChambers County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$469.00 (+7.82%) Homeowner's exemption
2025$435.00 (+0.23%)$23,740 (+99.83%) Land $2,920 Building $20,820$118,700 (-) Land $14,600 Building $104,100
2024$434.00 Additional exemption filed$11,880 (-) Land $1,460 Building $10,420$118,700 (-) Land $14,630 Building $104,070
2023$434.00 Additional exemption filed$11,880 (-) Land $1,460 Building $10,420$118,700 (-) Land $14,630 Building $104,070
2022$434.00 Additional exemption filed$11,880 Land $1,460 Building $10,420$118,700 Land $14,630 Building $104,070

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 55% of the US · above 68% of Alabama
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEAST ALABAMA, WATER & FIRE PRO DISTRICT
serves 17,532 people · EPA ID AL0000174
Water SourcePurchased surface water from several systems
Last State InspectionJun 2023
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite		280 / 30
TEC
DSL		50 / 5

Cell Coverage

4G LTE (outdoors only), no 5G reported

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