4030 Timber Trace Dr, Ooltewah, TN 37363 Property Records

Hamilton County property record for 4030 Timber Trace Dr, Ooltewah, TN 37363

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,965 sqft · built 1995
Lot Size	2.33 acres (101,495 sqft)
Owner	2 Individual Names on File
Last Sale	$52,000 (May 2020)
Tax Bill	$1,742 (2025)
Deeds & Mortgages	Mar 2023 Line of Credit Oct 2020 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`150C B 001`

Property Details

APN / Parcel Number

Primary APN	`150C B 001`
Alternative APN	`0000134315`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,965 sqft Living Area

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Wood Shingle
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	101,495 sqft (2.33 acres)
Lot Dimensions	437 ft deep x 41,625 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000134315
Street Address	4030 TIMBER TRACE DR
City	OOLTEWAH
State	TN
Zip	37363-1000
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LTS 29 & 32 TIMBER TRACE PB52 PG89 REV 53-381
Legal Subdivision	TIMBER TRACE
Legal Lot Number	29,32
Jurisdiction	HAMILTON TN
Township / Civil Division	7
Census Block Group	3
Census Block	3005
Census Tract	11314

Owner

4030 Timber Trace Dr is owned and occupied by two individuals who bought it in May 2020.

Source: Hamilton County records, as of July 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4030 TIMBER TRACE DR, OOLTEWAH, TN 37363-1000
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2023	Deed of Trust, Mortgage · Line of Credit TENNESSEE VALLEY FCU
Oct 7, 2020	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS NAT'L BK
Nov 12, 2017	Deed of Trust, Mortgage ANNE BARNES GRANT
Jul 19, 2017	Warranty Deed, Transfer FIRST TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 18, 2020 · Amount on File
Deed Sale	May 18, 2020 · Amount on File
Prior Sale	Jul 19, 2017 · Amount on File
Deed Document Number	2020204
Deed Book / Page	12004 / 670
Prior Transfer Date	Apr 28, 2008
Prior Transfer Doc	0000000258
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	4030 TIMBER TRACE DR, OOLTEWAH, TN 37363-1000
Transaction Type	Mortgage
Record Updated	Sep 25, 2025
Title Company	FIRST TITLE INSURANCE AGENCY INC, FIRST TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4030 TIMBER TRACE DR, OOLTEWAH, TN 37363-1000

Mortgage

Document Number	0000000139
Date	Mar 8, 2023
Book Page	13231/585
Instrument	2023030800139

Lender

Name	TENNESSEE VALLEY FCU
Type	Credit Union
Address	CHATTANOOGA, TN 37402

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	36 Months
Due	Mar 6, 2026

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	4030 TIMBER TRACE DR, OOLTEWAH, TN 37363-1000
Document Number	1021000125
Instrument Date	Oct 7, 2020
Transaction Type	Mortgage
Record Updated	Nov 6, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4030 TIMBER TRACE DR OOLTEWAH TN 373631000, OOLTEWAH, TN 37363-1000

Mortgage

Document Number	1021000125
Date	Oct 21, 2020
Book Page	012199/000922
Instrument	201021000125

Lender

Name	FIRST CITIZENS NAT'L BK
Type	Bank
Address	DYERSBURG, TN 38025-0370

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Oct 20, 2030

Interest

Rate Type	Adjustable Rate

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	4030 TIMBER TRACE DR, OOLTEWAH, TN 37363-1000
Document Number	0000000288
Book / Page	011202 / 000631
Instrument Date	Nov 12, 2017
Transaction Type	Mortgage
Record Updated	Jan 11, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife

Mortgage

Document Number	0000000288
Date	Nov 13, 2017
Book Page	011202/000631
Instrument	288

Lender

Name	ANNE BARNES GRANT

Agreement

Amount	Amount on Record

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Jul 19, 2017
Property Address	4030 TIMBER TRACE DR, OOLTEWAH, TN 37363-1000
Document Number	0000000125
Book / Page	011105 / 000820
Instrument Date	Jul 18, 2017
Instrument	125
Transaction Type	Transfer
Record Updated	Aug 4, 2017
Title Company	FIRST TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$1,307.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	4030 TIMBER TRACE DR OOLTEWAH TN 373631000, OOLTEWAH, TN 37363-1000

Tax Assessment & Valuation

The 2025 property tax bill for 4030 Timber Trace Dr was $1,742, down 15.6% from the year before.

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,742.00 (-15.56%)	$114,975 (+24.67%)	$459,900 (+24.67%) Land $55,000 Building $404,900
2024	$2,063.00 (-0.43%)	$92,225 (-)	$368,900 (-) Land $84,000 Building $284,900
2023	$2,072.00	$92,225	$368,900 Land $84,000 Building $284,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4030 Timber Trace Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (2010–2017)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2017 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4030 Timber Trace Dr is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 57% of Tennessee
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EASTSIDE UTILITY DISTRICT serves 59,612 people · EPA ID TN0000219
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Brightspeed, Verizon.

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