4015 Timber Trace Dr, Ooltewah, TN 37363 Property Records

Hamilton County property record for 4015 Timber Trace Dr, Ooltewah, TN 37363

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,585 sqft · built 1994
Lot Size	0.629 acres (27,417 sqft)
Owner	Individual Name on File
Last Sale	$366,000 (Apr 2021)
Tax Bill	$1,582 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`150C A 010`

Property Details

APN / Parcel Number

Primary APN	`150C A 010`
Alternative APN	`0000134327`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,585 sqft Living Area

Exterior

Year Built	Built 1994
Exterior Material	Wood Shingle
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	27,417 sqft (0.629 acres)
Lot Dimensions	206 ft deep x 132 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000134327
Street Address	4015 TIMBER TRACE DR
City	OOLTEWAH
State	TN
Zip	37363-1001
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 9 TIMBER TRACE PB52 PG89
Legal Subdivision	TIMBER TRACE
Legal Lot Number	9
Jurisdiction	HAMILTON TN
Township / Civil Division	7
Census Block Group	3
Census Block	3005
Census Tract	11314

Owner

4015 Timber Trace Dr is owned and occupied by an individual who bought it in April 2021.

Source: Hamilton County records, as of December 31, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	4015 TIMBER TRACE DR, OOLTEWAH, TN 37363-1001
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2021	Warranty Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Oct 30, 2019	Deed of Trust, Mortgage · VA Mortgage PENNYMAC
Nov 21, 2018	Warranty Deed, Transfer · VA Mortgage MORTGAGE INVTRS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 9, 2021 · Amount on File
Deed Sale	Apr 9, 2021 · Amount on File
Prior Sale	Nov 21, 2018 · Amount on File
Deed Document Number	2021040900234
Deed Book / Page	12438 / 22
Record Updated	Jun 8, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Apr 9, 2021
Property Address	4015 TIMBER TRACE DR, OOLTEWAH, TN 37363-1001
Document Number	0000000234
Book / Page	12438 / 22
Map Reference	MB 52 PG 89
Instrument Date	Apr 7, 2021
Instrument	2021040900234
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	UNKNOWN, NORTHSHORE T&E LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,354.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4015 TIMBER TRACE DR, OOLTEWAH, TN 37363-1001

Mortgage

Document Number	0001243825
Date	Apr 9, 2021
Instrument	12438/25

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	4015 TIMBER TRACE DR, OOLTEWAH, TN 37363-1001
Document Number	0107000018
Instrument Date	Oct 30, 2019
Transaction Type	Mortgage
Record Updated	Jan 31, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4015 TIMBER TRACE DR OOLTEWAH TN 373631001, OOLTEWAH, TN 37363-1001

Mortgage

Document Number	0107000018
Date	Jan 7, 2020
Book Page	011871/000309
Instrument	200107000018

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 6, 2050

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Nov 21, 2018
Property Address	4015 TIMBER TRACE DR, OOLTEWAH, TN 37363-1001
Document Number	1121000182
Book / Page	011507 / 000670
Instrument Date	Nov 20, 2018
Instrument	181121000182
Transaction Type	Transfer
Record Updated	Dec 12, 2018
Title Company	FILE FIRST CHOICE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,054.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4015 TIMBER TRACE DR OOLTEWAH TN 373631001, OOLTEWAH, TN 37363-1001

Mortgage

Document Number	1121000183
Date	Nov 21, 2018
Book Page	011507/000673
Instrument	181121000183

Lender

Name	MORTGAGE INVTRS
Type	Mortgage Company
Address	KNOXVILLE, TN 37923

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 20, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 4015 Timber Trace Dr was $1,582, down 5.5% from the year before.

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,582.00 (-5.5%)	$104,425 (+39.56%)	$417,700 (+39.56%) Land $85,000 Building $332,700
2024	$1,674.00 (-0.53%)	$74,825 (-)	$299,300 (-) Land $60,000 Building $239,300
2023	$1,683.00	$74,825	$299,300 Land $60,000 Building $239,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4015 Timber Trace Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (2010–2017)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2017 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4015 Timber Trace Dr is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 53% of Tennessee
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EASTSIDE UTILITY DISTRICT serves 59,612 people · EPA ID TN0000219
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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