Frederick County property record for 4030 Forest School Rd, Smithsburg, MD 21783
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,814 sqft · built 1988 |
| Lot Size | 4.08 acres (178,160 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $5,021 (2025) |
| Deeds & Mortgages | Aug 2022 Line of Credit Mar 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-190502 |
| Primary APN | 06-190502 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,814 sqft Living Area |
| 1st Floor Area | 1,209 sqft |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Conventional |
| Exterior Material | Logs |
| Construction Type | Log |
| Roof Material | Composition Shingle |
| Lot Area | 178,160 sqft |
| Garage Area | 988 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 457 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Account Number | 190502 |
|---|---|
| Street Address | 4030 FOREST SCHOOL RD |
| City | SMITHSBURG |
| State | MD |
| Zip | 21783-9288 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Description | LOT 2 4.099 ACRES THREE MISERABLE KNOBS |
| Legal Subdivision | THREE MISERABLE KNOBS |
| Legal Lot Number | 2 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 6, CATOCTIN |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 752801 |
4030 Forest School Rd is owned and occupied by two individuals.
Source: Frederick County records, as of August 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4030 FOREST SCHOOL RD, SMITHSBURG, MD 21783-9288 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 1, 2022 | Deed of Trust, Mortgage · Line of Credit FIRST UNITED BANK & TRUST |
| Mar 25, 2019 | Deed of Trust, Mortgage · Conventional Mortgage MLEND |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 4030 FOREST SCHOOL RD, SMITHSBURG, MD 21783-9288 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Name | Verified Name |
|---|---|
| Address | 4030 FOREST SCHOOL RD, SMITHSBURG, MD 21783-9288 |
| Document Number | 0160600281 |
|---|---|
| Date | Aug 1, 2022 |
| Book Page | 16060/281 |
| Name | FIRST UNITED BANK & TRUST |
|---|---|
| Type | Bank |
| Address | MYERSVILLE, MD 21773 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 4030 FOREST SCHOOL RD, SMITHSBURG, MD 21783-9288 |
| Document Number | 0129170136 |
| Instrument Date | Mar 25, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 23, 2019 |
| Title Company | MIDDLETOWN VALLEY TITLE ESCROW LL, MIDDLETOWN VLY TITLE ESCROW LL |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 4030 FOREST SCHOOL RD SMITHSBURG MD 217839288, SMITHSBURG, MD 21783-9288 |
| Document Number | 0129170136 |
|---|---|
| Date | Apr 12, 2019 |
| Book Page | 012917/000136 |
| Name | MLEND |
|---|---|
| Address | MIDDLETOWN, MD 21769 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 11, 2049 |
The 2025 property tax bill for 4030 Forest School Rd was $5,021.
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $444,800 Land $132,400 Building $312,400 | $444,800 Land $132,400 Building $312,400 | |
| 2025 | $5,021.00 | ||
| 2023 | $3,744.00 | $306,900 Land $107,400 Building $199,500 | $306,900 Land $107,400 Building $199,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4030 Forest School Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 4 (1996–2012) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4030 Forest School Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 73% of Maryland |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
5G and 4G LTE (outdoors only)
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