4030 Dancing Cloud Ct, Unit 339, Destin, FL 32541 Property Records

Okaloosa County property record for 4030 Dancing Cloud Ct, Unit 339, Destin, FL 32541

Property Summary

Property Type	Condominium
Details	1 bd · 1 ba · 920 sqft · built 2003
Lot Size	17 acres (775,514 sqft)
Owner	Individual Name on Record
Last Sale	$160,000 (Sep 2021)
Tax Bill	$1,603 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Sep 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C56-000-598-8956-8`

Property Details

APN / Parcel Number

Primary APN	`C56-000-598-8956-8`
Alternative APNs	`00-2S-22-1050-0010-0339` `22S200105000100339`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Units	25 Units
Stories	3 Stories
Building Area	920 sqft Living Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Condo/Apartment
Lot Area	775,514 sqft (17 acres)

Location & Zoning

Street Address	4030 DANCING CLOUD CT, 339
City	DESTIN
State	FL
Zip	32541-8567
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	INDIAN LAKE CONDO UNIT 339 BLDG 10
Legal Subdivision	INDIAN LAKE CONDO
Legal Block	10
Legal Lot Number	339
Jurisdiction	OKALOOSA FL
Township / Civil Division	FORT WALTON BEACH
Census Block Group	2
Census Block	2001
Census Tract	23304

Owner

Source: Okaloosa County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4030 DANCING CLOUD CT, 339, DESTIN, FL 32541-8567
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2026	Warranty Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORPORATION
Sep 9, 2021	Warranty Deed, Transfer · Conventional Mortgage FBT MORTGAGE LLC
Apr 3, 2019	Warranty Deed, Subdivision Related Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 9, 2021 · Amount on Record
Deed Sale	Sep 9, 2021 · Amount on Record
Prior Sale	Apr 3, 2019 · Amount on Record
Deed Document Number	20213487409
Deed Book / Page	3572 / 4865
Prior Transfer Date	Aug 30, 2021
Prior Transfer Doc	0035724865
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Jul 16, 2026
Property Address	4030 DANCING CLOUD CT, 339, DESTIN, FL 32541-8567
Document Number	0003828224
Instrument Date	Jul 15, 2026
Instrument	20263828224
Transaction Type	Transfer
Record Updated	Jul 24, 2026
Title Company	COTTON LAND TITLE INC, COTTON LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$130,795.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4905 N OPAL AVE, NORRIDGE, IL 60706-3219

Mortgage

Document Number	0003828225,
Date	Jul 16, 2026
Instrument	20263828225

Lender

Name	AMERICAN PACIFIC MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.48%
Initial Type	Fixed Rate
Max Rate	-1%

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Sep 9, 2021
Property Address	4030 DANCING CLOUD CT UNIT 339, 339, DESTIN, FL 32541-8567
Document Number	0035724865
Book / Page	3572 / 4865
Map Reference	MB 2671 PG 3647
Instrument Date	Aug 30, 2021
Instrument	3487409
Transaction Type	Transfer
Record Updated	Sep 23, 2021
Title Company	OLD SOUTH LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,120.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	313 MYRTLE TRAIL, 313, DESTIN, FL 32541

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4030 DANCING CLOUD CT UNIT 339, 339, DESTIN, FL 32541-8567

Mortgage

Document Number	35724867
Date	Sep 9, 2021
Instrument	3572/4867

Lender

Name	FBT MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

April 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Apr 3, 2019
Property Address	4030 DANCING CLOUD CT UNIT 339, 339, DESTIN, FL 32541-8567
Document Number	0033914897
Book / Page	003391 / 004897
Instrument Date	Mar 29, 2019
Instrument	3268706
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 11, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$724.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	313 SAND MYRTLE TRL DESTIN FL 325413428, DESTIN, FL 32541-3428

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,603.00 (-5.71%) Homeowner's exemption	$190,000 (+18.75%) Building $190,000	$190,000 (+18.75%) Building $190,000
2023	$1,700.00 (+6.32%)	$160,000 (+7.38%) Building $160,000	$160,000 (+7.38%) Building $160,000
2022	$1,599.00	$149,000 Building $149,000	$149,000 Building $149,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 43 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	576 units insured incl. 533 condo units
Nearby Flood Claims	106 (1978–2020)
Claims Outside the SFHA	69 of 106
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Dennis, Jul 2005 · 12 claims Hurricane Frances, Sep 2004 · 21 claims Hurricane Opal, Oct 1995 · 42 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: CenturyLink.

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