4030 Dancing Cloud Ct, Unit 345, Destin, FL 32541 Property Records

Okaloosa County property record for 4030 Dancing Cloud Ct, Unit 345, Destin, FL 32541

Property Summary

Property Type	Condominium
Details	1 bd · 1 ba · 920 sqft · built 2003
Lot Size	17.8 acres (775,514 sqft)
Owner	Individual Name on File
Last Sale	$234,000 (Jul 2022)
Tax Bill	$1,998 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C56-000-598-8962-6`

Property Details

APN / Parcel Number

Primary APN	`C56-000-598-8962-6`
Alternative APN	`00-2S-22-1050-0010-0345`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Building Area	920 sqft Heated Area

Exterior

Year Built	Built 2003
Lot Area	775,514 sqft

Location & Zoning

Street Address	4030 DANCING CLOUD CT UNIT 345, 345
City	DESTIN
State	FL
Zip	32541-8567
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	INDIAN LAKE CONDO UNIT 345 BLDG 10
Legal Range	22
Legal Township	02S
Legal Subdivision	INDIAN LAKE CONDO
Jurisdiction	OKALOOSA FL
Township / Civil Division	FORT WALTON BEACH
Census Block Group	2
Census Block	2001
Census Tract	23304

Owner

Source: Okaloosa County records · APN C56-000-598-8962-6

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	10010 ST ROMAIN DR, KATY, TX 77494-1922
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 01, 2022 · Amount on Record
Deed Sale	Jul 01, 2022 · Amount on Record
Prior Sale	Oct 30, 2015 · Amount on Record
Deed Document Number	3561493
Deed Book / Page	3630 / 2870
Record Updated	Jun 08, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Jul 01, 2022
Property Address	4030 DANCING CLOUD CT UNIT 345, 345, DESTIN, FL 32541-8567
Document Number	0036302870
Book / Page	3630 / 2870
Map Reference	MB 2672 PG 3597
Instrument Date	Jun 29, 2022
Instrument	3561493
Transaction Type	Transfer
Record Updated	Jul 19, 2022
Title Company	RODGERS KIEFER TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,638.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	102 LAWNDALE DR, 102, GREER, SC 29651-1945

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10010 ST ROMAIN DR, KATY, TX 77494-1922

Mortgage

Document Number	0036302872
Date	Jul 01, 2022
Book Page	3630/2872
Instrument	3561494

Lender

Name	BP FCU
Type	Credit Union
Address	HOUSTON, TX 77094

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2052

Tax Assessment & Valuation

Source: Okaloosa County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,998.00 (+17.53%)	$190,000 (+18.75%) Building $190,000	$190,000 (+18.75%) Building $190,000
2023	$1,700.00 (+24.91%)	$160,000 (+7.38%) Building $160,000	$160,000 (+7.38%) Building $160,000
2022	$1,361.00	$149,000 Building $149,000	$149,000 Building $149,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Okaloosa County (12091C), updated March 8, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120910233042, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 43 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	576 units insured incl. 533 condo units
Nearby Flood Claims	106 (1978–2020)
Claims Outside the SFHA	69 of 106
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Dennis, Jul 2005 · 12 claims Hurricane Frances, Sep 2004 · 21 claims Hurricane Opal, Oct 1995 · 42 claims

Wildfire

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 284 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Lumen Technologies.

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water System	DESTIN WATER USERS, INC. private · serves 31,752 people
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.