4030 Co Rd 48, Cedar Bluff, AL 35959 Property Records

Cherokee County property record for 4030 Co Rd 48, Cedar Bluff, AL 35959

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,200 sqft · built 1999
Lot Size	0.48 acres (20,909 sqft)
Owner	2 Individual Names on File
Last Sale	$69,000 (Sep 2019)
Tax Bill	$507 (2026)
Deeds & Mortgages	Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-08-06-24-0-000-016.004`

Property Details

APN / Parcel Number

Primary APN	`13-08-06-24-0-000-016.004`
Alternative APNs	`ALT APN:0806240000016004` `208429`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,200 sqft Living Area
1st Floor Area	1,200 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	20,909 sqft (0.48 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	240 sqft
Deck Area	120 sqft

Location & Zoning

Account Number	208429
Street Address	4030 COUNTY ROAD 48
City	CEDAR BLUFF
State	AL
Zip	35959-4504
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM INT E LN & SLY RW CO 48;W 200'TO POB;S 100';W 181.77';N115';E 181.26'TO POB
Legal Range	08E
Legal Township	09S
Legal Section	24
Jurisdiction	CHEROKEE AL
Township / Civil Division	LEESBURG
Census Block Group	1
Census Block	1042
Census Tract	955802

Owner

4030 Co Rd 48 is owned and occupied by two individuals who bought it in September 2019.

Source: Cherokee County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4030 COUNTY ROAD 48, CEDAR BLUFF, AL 35959-4504
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 16, 2019 · Amount on File
Deed Sale	Sep 16, 2019 · Amount on File
Prior Sale	Sep 9, 2011 · Amount on File
Deed Document Number	2019209072
Record Updated	Oct 29, 2026

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	Sep 16, 2019
Property Address	4030 COUNTY ROAD 48, CEDAR BLUFF, AL 35959-4504
Document Number	0000209072
Instrument Date	Sep 13, 2019
Instrument	209072
Transaction Type	Transfer
Record Updated	May 30, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	275 SAND ROCK AVE, SAND ROCK, AL 35983-4318

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	700 7TH ST NE, JACKSONVILLE, AL 36265-1708

Mortgage

Document Number	0000209073
Date	Sep 16, 2019
Instrument	209073

Lender

Name	ALABAMA TEACHERS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 15, 2034

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 4030 Co Rd 48 was $507 with a homeowner's exemption, up 7.6% from the year before.

Source: Cherokee County assessment roll, as of December 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Cherokee County
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$507.00 (+7.64%)
2025	$471.00 (+0.86%) Homeowner's exemption	$12,480 (+0.65%) Land $520 Building $11,960	$124,600 (+0.56%) Land $5,100 Building $119,500
2024	$467.00 Additional exemption filed	$12,400 (-) Land $440 Building $11,960	$123,900 (-) Land $4,400 Building $119,500
2023	$467.00 Homeowner's exemption	$12,400 (-)	$123,900 (-) Land $4,400 Building $119,500
2022	$467.00 Homeowner's exemption	$12,400 Land $440 Building $11,960	$123,900 Land $4,400 Building $119,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4030 Co Rd 48 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4030 Co Rd 48 is moderate, ranking above 65% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 84% of Alabama
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Co Rd 48

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